415 Main St, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 415 Main St, Bradley Beach, NJ 07720

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,250 sqft · built 1960
Lot Size	0.275 acres (11,997 sqft)
Owner	Company Name on Record
Last Sale	$1,560,000 (May 2020)
Tax Bill	$9,329 (2025)
Deeds & Mortgages	May 2020 Sale & Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00058-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`08-00058-0000-00004`
Alternative APNs	`080005800004` `11.A`

Interior

Building Area	2,250 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	11,997 sqft (0.275 acres)
Lot Dimensions	93 ft deep x 129 ft wide

Location & Zoning

Account Number	11.A
Street Address	415 MAIN ST
City	BRADLEY BEACH
State	NJ
Zip	07720-1007
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	MU08
Legal Block	58
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	BRADLEY BEACH
Census Block Group	2
Census Block	2003
Census Tract	808201

Owner

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3021, KETCHUM, ID 83340-3001
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Grant Deed, Transfer · Line of Credit RSI BK
Apr 30, 2020	Deed of Trust, Mortgage RSI BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Prior Sale	Sep 18, 2012 · Amount on Record
Deed Document Number	202051763
Deed Book / Page	9414 / 4492
Record Updated	Sep 20, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 15, 2020
Property Address	415 MAIN ST, BRADLEY BEACH, NJ 07720-1007
Document Number	0000051763
Book / Page	009414 / 004492
Instrument Date	May 1, 2020
Instrument	51763
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	BETTER RESEARCH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3021 KETCHUM ID 833403001, KETCHUM, ID 83340-3001

Mortgage

Document Number	51764
Date	May 15, 2020
Book Page	009414/004506
Instrument	51764

Lender

Name	RSI BK
Type	Bank
Address	1500 IRVING ST, RAHWAY, NJ 07065-4008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	415 MAIN ST, BRADLEY BEACH, NJ 07720-1007
Document Number	0000070386
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	BETTER RESEARCH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	432 RIVER RUN DR KETCHUM ID 83340, KETCHUM, ID 83340

Mortgage

Document Number	0000070386
Date	Jul 1, 2020
Book Page	009424/003995
Instrument	70386

Lender

Name	RSI BK
Type	Bank
Address	1500 IRVING ST, RAHWAY, NJ 07065-4008

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Bradley Beach Borough
Unified School District	Bradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,384,400 (+31.33%) Land $1,196,100 Building $188,300	$1,384,400 (+31.33%) Land $1,196,100 Building $188,300
2025	$9,329.00 (-0.46%)	$1,054,100 (+9.31%) Land $1,009,100 Building $45,000	$1,054,100 (+9.31%) Land $1,009,100 Building $45,000
2024	$9,372.00 (-2.86%)
2023		$964,300 Land $759,500 Building $204,800	$964,300 Land $759,500 Building $204,800
2022	$9,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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