405 Main St, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 405 Main St, Bradley Beach, NJ 07720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1906
Lot Size	0.119 acres (5,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Nov 2018)
Tax Bill	$8,028 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00058-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`08-00058-0000-00009`
Alternative APNs	`080005800009` `5`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,660 sqft Living Area
1st Floor Area	1,032 sqft
Upper Floors Area	628 sqft
Attic	Attic
Attic Area	588 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	5,201 sqft (0.119 acres)
Lot Dimensions	121 ft deep x 43 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	5
Street Address	405 MAIN ST
City	BRADLEY BEACH
State	NJ
Zip	07720-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU08
Legal Description	ALSO LOT 11B LAND CODE 1 S NIT 1A
Legal Block	58
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	BRADLEY BEACH
Census Block Group	2
Census Block	2003
Census Tract	808201

Owner

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 MAIN ST, BRADLEY BEACH, NJ 07720-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit MANASQUAN BANK
Nov 15, 2018	Grant Deed, Transfer · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2018 · Amount on Record
Deed Sale	Nov 15, 2018 · Amount on Record
Deed Document Number	2018111148
Deed Book / Page	9321 / 718
Last Transfer Date	Dec 7, 2020
Transfer Doc	0000018066
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	405 MAIN ST, BRADLEY BEACH, NJ 07720-1007
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MAIN ST, BRADLEY BEACH, NJ 07720-1007

Mortgage

Document Number	0095925396
Date	Apr 27, 2022
Book Page	9592/5396
Instrument	2022046888

Lender

Name	MANASQUAN BANK
Type	Bank
Address	MANASQUAN, NJ 08736

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 15, 2018
Property Address	405 MAIN ST, BRADLEY BEACH, NJ 07720-1007
Document Number	0000111148
Book / Page	009321 / 000718
Instrument Date	Oct 16, 2018
Instrument	111148
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MAIN ST BRADLEY BEACH NJ 077201007, BRADLEY BEACH, NJ 07720-1007

Mortgage

Document Number	111149
Date	Nov 15, 2018
Book Page	009321/000732
Instrument	111149

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Bradley Beach Borough
Unified School District	Bradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,015,200 (+11.92%) Land $503,000 Building $512,200	$1,015,200 (+11.92%) Land $503,000 Building $512,200
2025	$8,028.00 (+1.79%)	$907,100 (+28.52%) Land $428,900 Building $478,200	$907,100 (+28.52%) Land $428,900 Building $478,200
2024	$7,887.00 (+22.7%)
2023		$705,800 Land $334,200 Building $371,600	$705,800 Land $334,200 Building $371,600
2022	$6,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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