409 Main St, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 409 Main St, Bradley Beach, NJ 07720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 1906
Lot Size	0.092 acres (3,994 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Dec 2024)
Tax Bill	$7,322 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00058-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`08-00058-0000-00008`
Alternative APNs	`080005800008` `6`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area
1st Floor Area	692 sqft
Upper Floors Area	504 sqft
Basement Area	584 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Other
Lot Area	3,994 sqft (0.092 acres)
Lot Dimensions	121 ft deep x 33 ft wide
Porch	Open Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	6
Street Address	409 MAIN ST
City	BRADLEY BEACH
State	NJ
Zip	07720-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU08
Legal Block	58
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	BRADLEY BEACH
Census Block Group	2
Census Block	2003
Census Tract	808201

Owner

Source: Monmouth County and Bradley Beach Borough records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 MAIN ST, BRADLEY BEACH, NJ 07720-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2024	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Aug 20, 2019	Grant Deed, Transfer · FHA Mortgage REAL EST MTG NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	202488594
Deed Book / Page	9717 / 2855
Prior Transfer Date	Nov 1, 2013
Prior Transfer Doc	0000130972
Record Updated	Sep 20, 2026

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 13, 2024
Property Address	409 MAIN ST, BRADLEY BEACH, NJ 07720-1007
Document Number	0097172855
Book / Page	9717 / 2855
Instrument Date	Nov 6, 2024
Instrument	2024088594
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,035.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 MANSFIELD AVE, MANCHESTER, NJ 08759-6665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MAIN ST, BRADLEY BEACH, NJ 07720-1007
Investor	Possibly a Property Investor

Mortgage

Document Number	2024088596
Date	Dec 13, 2024
Instrument	2024088596

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2054

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 20, 2019
Property Address	409 MAIN ST, BRADLEY BEACH, NJ 07720-1007
Document Number	0000076112
Book / Page	009364 / 002158
Instrument Date	Aug 5, 2019
Instrument	76112
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	MID-STATE ABSTRACT COMPANY, MID-STATE ABSTRACT CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 MAIN ST BRADLEY BEACH NJ 077201007, BRADLEY BEACH, NJ 07720-1007

Mortgage

Document Number	76114
Date	Aug 20, 2019
Book Page	009364/002172
Instrument	76114

Lender

Name	REAL EST MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Tax Assessment & Valuation

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Bradley Beach Borough
Unified School District	Bradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,108,200 (+33.95%) Land $528,700 Building $579,500	$1,108,200 (+33.95%) Land $528,700 Building $579,500
2025	$7,322.00 (+5.81%)	$827,300 (+41.08%) Land $384,300 Building $443,000	$827,300 (+41.08%) Land $384,300 Building $443,000
2024	$6,920.00 (+29.18%)
2023		$586,400 Land $299,500 Building $286,900	$586,400 Land $299,500 Building $286,900
2022	$5,357.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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