Franklin County property record for 415 Locust St, New Haven, MO 63068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,410 sqft · built 1998 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,295 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-7-26.0-4-002-036.000 |
| Primary APN | 04-7-26.0-4-002-036.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Patio Area | 198 sqft |
| Street Address | 415 LOCUST ST |
|---|---|
| City | NEW HAVEN |
| State | MO |
| Zip | 63068-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:8 CAPTAINS CREST |
| Legal Range | 03W |
| Legal Township | 45 |
| Legal Section | 26 |
| Legal Quarter | SE |
| Legal Subdivision | CAPTAINS CREST |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | NEW HAVEN |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 800401 |
415 Locust St is owned and occupied by an individual who acquired it in July 2021.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 LOCUST ST, NEW HAVEN, MO 63068-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 |
| Deed Sale | Jul 13, 2021 |
| Deed Document Number | 2113133 |
| Prior Transfer Date | Apr 13, 2015 |
| Prior Transfer Doc | 1504936 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 415 LOCUST ST, NEW HAVEN, MO 63068-1009 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002113134 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 2113134 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 415 Locust St was $2,295.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | New Haven City |
| Unified School District | New Haven School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,295.00 | $30,275 | $159,340 Land $16,000 Building $143,340 |
| 2023 | $1,961.00 (-10.99%) | $26,547 | $139,720 Land $16,000 Building $123,720 |
| 2022 | $2,203.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Locust St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 15 (1993–2015) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Locust St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW HAVEN PWS serves 2,000 people · EPA ID MO6010568 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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