Franklin County property record for 412 Locust St, New Haven, MO 63068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 952 sqft · built 1996 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $302,271 (Dec 2025) |
| Tax Bill | $2,155 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-7-26.0-4-001-045.300 |
| Primary APN | 04-7-26.0-4-001-045.300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 952 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Patio Area | 168 sqft |
| Street Address | 412 LOCUST ST |
|---|---|
| City | NEW HAVEN |
| State | MO |
| Zip | 63068-1010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AN |
| Legal Description | LOT:26 E B HAMMACK ADDN 3 |
| Legal Range | 3W |
| Legal Township | 45N |
| Legal Section | 26 |
| Legal Subdivision | E B HAMMACK |
| Legal Lot Number | 26 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | NEW HAVEN |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 800401 |
412 Locust St is owned and occupied by two individuals who bought it in December 2025.
Source: Franklin County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 LOCUST ST, NEW HAVEN, MO 63068-1010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC |
| Oct 19, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on File |
| Deed Sale | Dec 15, 2025 · Amount on File |
| Prior Sale | Feb 27, 2007 · Amount on File |
| Deed Document Number | 20252516056 |
| Prior Transfer Date | Oct 26, 2006 |
| Prior Transfer Doc | 0000025173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Dec 15, 2025 |
| Property Address | 412 LOCUST ST, NEW HAVEN, MO 63068-1010 |
| Document Number | 0002516056 |
| Map Reference | PB A PG 44 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2516056 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | USTC, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 802 SUNSET LN, NEW HAVEN, MO 63068-1052 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 LOCUST ST, NEW HAVEN, MO 63068-1010 |
| Document Number | 0002516057 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2516057 |
| Name | FLAT BRANCH MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 19, 2021 |
| Property Address | 412 LOCUST ST, NEW HAVEN, MO 63068-1010 |
| Document Number | 0002119781 |
| Map Reference | PB A PG 44 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2119781 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 LOCUST ST, NEW HAVEN, MO 63068-1010 |
| Name | Verified Name |
|---|---|
| Address | 412 LOCUST ST, NEW HAVEN, MO 63068-1010 |
The 2025 property tax bill for 412 Locust St was $2,155.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | New Haven City |
| Unified School District | New Haven School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,155.00 | $28,424 | $149,600 Land $14,920 Building $134,680 |
| 2023 | $1,606.00 (-6.63%) | $21,746 | $114,450 Land $14,920 Building $99,530 |
| 2022 | $1,720.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 412 Locust St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 15 (1993–2015) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Locust St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW HAVEN PWS serves 2,000 people · EPA ID MO6010568 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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