Franklin County property record for 413 Locust St, New Haven, MO 63068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,508 sqft · built 1990 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,084 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-7-26.0-4-002-035.000 |
| Primary APN | 04-7-26.0-4-002-035.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Split Foyer |
| Lot Area | 8,712 sqft (0.2 acres) |
| Patio Area | 208 sqft |
| Street Address | 413 LOCUST ST |
|---|---|
| City | NEW HAVEN |
| State | MO |
| Zip | 63068-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:7 CAPTAINS CREST |
| Legal Range | 03W |
| Legal Township | 45 |
| Legal Section | 26 |
| Legal Quarter | SE |
| Legal Subdivision | CAPTAINS CREST |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | NEW HAVEN |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 800401 |
413 Locust St is owned and occupied by two individuals who acquired it in November 2015.
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 LOCUST ST, NEW HAVEN, MO 63068-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 30, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2015 |
| Deed Sale | Nov 25, 2015 |
| Prior Sale | Nov 3, 2015 |
| Deed Document Number | 1517630 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 413 LOCUST ST, NEW HAVEN, MO 63068-1009 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002213742 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 2213742 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 413 LOCUST ST, NEW HAVEN, MO 63068-1009 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002118280 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2118280 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 413 LOCUST ST, NEW HAVEN, MO 63068-1009 |
| Document Number | 0000010982 |
| Instrument Date | May 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 413 LOCUST ST NEW HAVEN MO 630681009, NEW HAVEN, MO 63068-1009 |
| Document Number | 0000010982 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 10982 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 9, 2050 |
The 2025 property tax bill for 413 Locust St was $2,084.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | New Haven City |
| Unified School District | New Haven School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,084.00 | $32,367 | $170,350 Land $16,000 Building $154,350 |
| 2023 | $1,771.00 (-12.37%) | $23,984 | $126,230 Land $16,000 Building $110,230 |
| 2022 | $2,021.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Locust St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 15 (1993–2015) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Locust St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW HAVEN PWS serves 2,000 people · EPA ID MO6010568 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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