415 Irvine Rd, Champaign, IL 61822 Property Records

Champaign County property record for 415 Irvine Rd, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 724 sqft · built 1989
Lot Size	0.025 acres (1,113 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Feb 2023)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-10-154-008`

Property Details

APN / Parcel Number

Primary APN	`41-20-10-154-008`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	724 sqft Building Perimeter
1st Floor Area	724 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	1,113 sqft (0.025 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	415 IRVINE RD
City	CHAMPAIGN
State	IL
Zip	61822-7363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT COMMONS TRACT B PARKLAND RIDGE SOUTH CONDO PHASE 1
Legal Range	08E
Legal Township	19N
Legal Section	10
Legal Subdivision	PARKLAND RIDGE SOUTH CONDO PHASE 1
Legal Tract	B
Legal Lot Number	415
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1021
Census Tract	902

Owner

415 Irvine Rd is owned and occupied by an individual who bought it in February 2023.

Source: Champaign County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	415 IRVINE RD, CHAMPAIGN, IL 61822-7363
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit FISHER NATIONAL BANK
Feb 23, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 6, 2019	Warranty Deed, Transfer · Conventional Mortgage THE FREDERICK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2023 · Amount on File
Deed Sale	Feb 23, 2023 · Amount on File
Prior Sale	Jun 6, 2019 · Amount on File
Deed Document Number	20232121
Prior Transfer Date	Aug 6, 2012
Prior Transfer Doc	0000022456
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	415 IRVINE RD, CHAMPAIGN, IL 61822-7363
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 IRVINE RD, CHAMPAIGN, IL 61822-7363

Mortgage

Document Number	0000000342
Date	Jan 10, 2023
Instrument	2023R00342

Lender

Name	FISHER NATIONAL BANK
Type	Bank
Address	CHAMPAIGN, IL 61822

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Feb 1, 2024

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 23, 2023
Property Address	415 IRVINE RD, CHAMPAIGN, IL 61822-7363
Document Number	0000002121
Map Reference	MB AA PG 265
Instrument Date	Feb 17, 2023
Instrument	2023R02121
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 IRVINE RD # 415, 415, CHAMPAIGN, IL 61822-7363
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002122
Date	Feb 23, 2023
Instrument	2023R02122

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 6, 2019
Property Address	415 IRVINE RD, CHAMPAIGN, IL 61822-7363
Document Number	0000008404
Instrument Date	May 6, 2019
Instrument	2019R08404
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 IRVINE RD # 0, CHAMPAIGN, IL 61822-7363

Mortgage

Document Number	0000008405
Date	Jun 6, 2019
Instrument	2019R08405

Lender

Name	THE FREDERICK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 415 Irvine Rd was $3,091, up 10.4% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,091.00 (+10.35%)	$42,790 Land $9,340 Building $33,450	$128,370 Land $28,020 Building $100,350
2024	$2,801.00
2022	$2,394.00 Homeowner's exemption	$32,040 Land $6,990 Building $25,050	$96,120 Land $20,970 Building $75,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 Irvine Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 415 Irvine Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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