409 Irvine Rd, Champaign, IL 61822 Property Records

Champaign County property record for 409 Irvine Rd, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 724 sqft · built 1989
Lot Size	0.025 acres (1,113 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2026)
Tax Bill	$3,992 (2024)
Deeds & Mortgages	Mar 2026 Sale & Construction Loan Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-10-154-011`

Property Details

APN / Parcel Number

Primary APN	`41-20-10-154-011`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	724 sqft Building Perimeter
1st Floor Area	724 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Stucco
Roof Material	Other
Lot Area	1,113 sqft (0.025 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	409 IRVINE RD
City	CHAMPAIGN
State	IL
Zip	61822-7363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT COMMONS TRACT B PARKLAND RIDGE SOUTH CONDO PHASE 1
Legal Range	08E
Legal Township	19N
Legal Section	10
Legal Subdivision	PARKLAND RIDGE SOUTH CONDO PHASE 1
Legal Tract	B
Legal Lot Number	409
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1021
Census Tract	902

Owner

409 Irvine Rd is owned and occupied by an individual who bought it in March 2026.

Source: Champaign County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	409 IRVINE RD, CHAMPAIGN, IL 61822-7363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Warranty Deed, Construction Loan · Construction Mortgage FISHER NATIONAL BANK
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Aug 1, 2019	Warranty Deed, Transfer ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2026 · Amount on File
Deed Sale	Mar 10, 2026 · Amount on File
Prior Sale	Jul 17, 2020 · Amount on File
Deed Document Number	20263382
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 10, 2026
Property Address	409 IRVINE RD, CHAMPAIGN, IL 61822-7363
Document Number	0000003382
Map Reference	DOC 88R27343
Instrument Date	Feb 26, 2026
Instrument	2026R03382
Transaction Type	Construction Loan
Record Updated	Mar 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 IRVINE RD, CHAMPAIGN, IL 61822-7363

Mortgage

Document Number	0000003383
Date	Mar 10, 2026
Instrument	2026R03383

Lender

Name	FISHER NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	7 Months
Due	Oct 1, 2026

Interest

Rate	6%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 17, 2020
Property Address	409 IRVINE RD, CHAMPAIGN, IL 61822-7363
Document Number	0000013630
Map Reference	MBAAPG265DOC88R27343
Instrument Date	Jun 29, 2020
Instrument	2020R13630
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 IRVINE RD, CHAMPAIGN, IL 61822-7363

Mortgage

Document Number	0000013631
Date	Jul 17, 2020
Instrument	2020R13631

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate	3%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 1, 2019
Property Address	409 IRVINE RD, CHAMPAIGN, IL 61822-7363
Document Number	0000012321
Instrument Date	Jul 18, 2019
Instrument	12321
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Amount	Amount on Record
Tax	$112.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2626 COUNTY ROAD 500 N HOMER IL 618499718, HOMER, IL 61849-9718

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,100 (+12.21%) Land $9,340 Building $48,760	$174,300 (+12.21%) Land $28,020 Building $146,280
2024	$3,992.00 (+7.57%)	$51,780 Land $8,320 Building $43,460	$155,340 Land $24,960 Building $130,380
2023	$3,711.00 (+7.63%)
2022	$3,448.00 Homeowner's exemption	$43,500 Land $6,990 Building $36,510	$130,500 Land $20,970 Building $109,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Irvine Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Irvine Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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