413 Irvine Rd, Champaign, IL 61822 Property Records

Champaign County property record for 413 Irvine Rd, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,382 sqft · built 1989
Lot Size	0.04 acres (1,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,000 (Jun 2026)
Tax Bill	$4,411 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-10-154-009`

Property Details

APN / Parcel Number

Primary APN	`41-20-10-154-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,382 sqft Building Perimeter
1st Floor Area	1,382 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	1,771 sqft (0.04 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	52 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	413 IRVINE RD
City	CHAMPAIGN
State	IL
Zip	61822-7363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT COMMONS TRACT B PARKLAND RIDGE SOUTH CONDO PHASE 1
Legal Range	08E
Legal Township	19N
Legal Section	10
Legal Subdivision	PARKLAND RIDGE SOUTH CONDO PHASE 1
Legal Tract	B
Legal Lot Number	413
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1021
Census Tract	902

Owner

Source: Champaign County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 IRVINE RD, 413, CHAMPAIGN, IL 61822-7363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Dec 29, 2022	Executor's Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Dec 29, 2022 · Amount on Record
Deed Document Number	20268137
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 2, 2026
Property Address	413 IRVINE RD, CHAMPAIGN, IL 61822-7363
Document Number	0000008137
Instrument Date	Mar 27, 2026
Instrument	20268137
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,209.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000008138,
Date	Jun 2, 2026
Instrument	20268138

Lender

Name	FIRST FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 29, 2022
Property Address	413 IRVINE RD, CHAMPAIGN, IL 61822-7363
Document Number	0000022475
Instrument Date	Dec 27, 2022
Instrument	2022R22475
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	ACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 IRVINE RD, CHAMPAIGN, IL 61822-7363

Mortgage

Document Number	0000022476
Date	Dec 29, 2022
Instrument	2022R22476

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

Mortgage

Document Number	0000022477
Date	Dec 29, 2022
Instrument	2022R22477

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,411.00 (+9.67%)	$58,490 (+33.54%) Land $9,100 Building $49,390	$175,470 (+33.54%) Land $27,300 Building $148,170
2024	$4,022.00 (-0.12%)
2022	$4,027.00	$43,800 Land $6,820 Building $36,980	$131,400 Land $20,460 Building $110,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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