415 Howard Ave, Grand Haven, MI 49417 Property Records

Ottawa County property record for 415 Howard Ave, Grand Haven, MI 49417

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 3,241 sqft · built 1850
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$635,000 (Jan 2022)
Tax Bill	$11,415 (2025)
Deeds & Mortgages	Nov 2022 Transfer Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-20-482-010`

Property Details

APN / Parcel Number

Primary APN	`70-03-20-482-010`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,241 sqft Living Area
1st Floor Area	2,201 sqft
Basement Area	1,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 HOWARD AVE
City	GRAND HAVEN
State	MI
Zip	49417-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 18 AKELEY'S ADD
Legal Range	16W
Legal Township	8N
Legal Section	20
Legal Subdivision	AKELEYS ADD
Legal Block	18
Legal Lot Number	10
Jurisdiction	OTTAWA MI
Township / Civil Division	GRAND HAVEN
Census Block Group	2
Census Block	2018
Census Tract	20900

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	235 SURREY LN, BARRINGTON, IL 60010-3400
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 3, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022 · Amount on Record
Deed Sale	Jan 3, 2022 · Amount on Record
Prior Sale	Jul 23, 2007
Deed Document Number	2022151
Last Transfer Date	Nov 11, 2022
Transfer Doc	20220039638
Record Updated	Oct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 17, 2022
Property Address	415 HOWARD AVE, GRAND HAVEN, MI 49417-1810
Document Number	20220039638
Map Reference	LB 1 PG 58
Instrument Date	Nov 11, 2022
Instrument	2022-0039638
Transaction Type	Transfer
Record Updated	Dec 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 SURREY LN, 235, BARRINGTON, IL 60010-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2222 W GRAND RIVER AVE # A, A, OKEMOS, MI 48864-1604

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	415 HOWARD AVE, GRAND HAVEN, MI 49417-1810
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 HOWARD AVENUE, GRAND HAVEN, WA 49517

Mortgage

Document Number	20220033424
Date	Sep 21, 2022
Instrument	2022-0033424

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	128 Months
Due	May 15, 2033

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 3, 2022
Property Address	415 HOWARD AVE, GRAND HAVEN, MI 49417-1810
Document Number	20220000151
Map Reference	LB 1 PG 58
Instrument Date	Dec 29, 2021
Instrument	2022-0000151
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7400 BISCAYNE WAY SE, 7400, GRAND RAPIDS, MI 49546-9760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 SURREY LN, BARRINGTON, IL 60010-3400

Mortgage

Document Number	20220000152
Date	Jan 3, 2022
Instrument	2022-0000152

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Grand Haven City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,300 (+3.84%)	$810,600 (+3.84%)
2025	$11,415.00 (+8.1%)	$390,300 (+10.1%)	$780,600 (+10.1%)
2023		$354,500	$709,000
2022	$10,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND HAVEN serves 10,412 people · EPA ID MI0002750
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Surf Internet, Verizon, Xfinity.

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