Ottawa County property record for 403 Howard Ave, Grand Haven, MI 49417
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,666 sqft · built 1915 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,961 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-20-482-008 |
| Primary APN | 70-03-20-482-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,666 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Basement Area | 765 sqft |
| Unfinished Basement | 765 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 76 ft deep x 66 ft wide |
| Garage Area | 369 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 403 HOWARD AVE |
|---|---|
| City | GRAND HAVEN |
| State | MI |
| Zip | 49417-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 76 FT LOT 12 BLK 18 AKELEY'S ADD |
| Legal Range | 16W |
| Legal Township | 8N |
| Legal Section | 20 |
| Legal Subdivision | AKELEYS ADD |
| Legal Block | 18 |
| Legal Lot Number | 12 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | GRAND HAVEN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20900 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 HOWARD AVE, GRAND HAVEN, MI 49417-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 13, 2025 |
| Transfer Doc | 20250006036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 403 HOWARD AVE, GRAND HAVEN, MI 49417-1810 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 403 HOWARD AVE, GRAND HAVEN, MI 49417-1810 |
| Document Number | 20220041604 |
|---|---|
| Date | Dec 8, 2022 |
| Instrument | 2022-0041604 |
| Name | TRI-CITIES CREDIT UNION |
|---|---|
| Address | GRAND HAVEN, MI 49417 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2032 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Grand Haven City |
| Unified School District | Grand Haven Area Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,500 (+18.3%) | $503,000 (+18.3%) | |
| 2025 | $2,961.00 (+5.37%) | ||
| 2023 | $212,600 | $425,200 | |
| 2022 | $2,810.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND HAVEN serves 10,412 people · EPA ID MI0002750 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Surf Internet, Verizon, Xfinity.
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