415 Falls Ave, Granite Falls, NC 28630 Property Records

Caldwell County property record for 415 Falls Ave, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,829 sqft · built 1973
Lot Size	3.91 acres (170,320 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Feb 2025)
Tax Bill	$2,073 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`182494`

Property Details

APN / Parcel Number

Primary APN	`182494`
Alternative APNs	`08117 1 3` `161123`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,829 sqft Heated Area
Gross Area	5,317 sqft
1st Floor Area	2,164 sqft
Upper Floors Area	665 sqft
Attic	Attic
Attic Area	1,330 sqft
Basement Area	998 sqft
Unfinished Basement	998 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	170,320 sqft (3.91 acres)
Garage Type	Mixed
Garage Area	1 sqft
Porch	Patio
Porch Area	160 sqft
Poultry House	Poultry House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	182494
Street Address	415 FALLS AVE
City	GRANITE FALLS
State	NC
Zip	28630-8641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1916 PG 320 YR 17 ST 370.00
Legal Subdivision	MINOR
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2004
Census Tract	31301

Owner

415 Falls Ave is owned and occupied by an individual who bought it in February 2025.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	415 FALLS AVE, GRANITE FALLS, NC 28630-8641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 15, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Mar 29, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2025 · Amount on File
Deed Sale	Feb 11, 2025 · Amount on File
Prior Sale	Mar 29, 2017 · Amount on File
Deed Document Number	202510103831
Deed Book / Page	2127 / 2042
Prior Transfer Date	Apr 12, 2006
Prior Transfer Doc	0015951376
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	415 FALLS AVE, GRANITE FALLS, NC 28630-8641
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 FALLS AVE, GRANITE FALLS, NC 28630-8641

Mortgage

Document Number	0020380800
Date	Oct 28, 2021
Book Page	2038/800
Instrument	10064515

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	415 FALLS AVE, GRANITE FALLS, NC 28630-8641
Document Number	0010012864
Book / Page	001922 / 000091
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 FALLS AVE GRANITE FALLS NC 286308641, GRANITE FALLS, NC 28630-8641

Mortgage

Document Number	0010012864
Date	Jul 3, 2017
Book Page	001922/000091
Instrument	10012864

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Mar 29, 2017
Property Address	415 FALLS AVE, GRANITE FALLS, NC 28630-8641
Document Number	0010009956
Book / Page	001916 / 000320
Instrument Date	Feb 3, 2017
Instrument	10009956
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 FALLS AVE GRANITE FALLS NC 28630, GRANITE FALLS, NC 28630

Mortgage

Document Number	10009957
Date	Mar 29, 2017
Book Page	001916/000322
Instrument	10009957

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 415 Falls Ave was $2,073, down 21.3% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,073.00 (-21.3%)	$343,600 (-) Land $50,800 Building $292,800
2025	$2,634.00	$343,600 Land $50,800 Building $292,800	$343,600 Land $50,800 Building $292,800
2023		$201,200 (-) Land $45,500 Building $155,700	$201,200 (-) Land $45,500 Building $155,700
2022	$1,442.00	$201,200 Land $45,500 Building $155,700	$201,200 Land $45,500 Building $155,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Falls Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Falls Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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