Caldwell County property record for 403 Falls Ave, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,572 sqft · built 1953 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,500 (Sep 2016) |
| Tax Bill | $1,409 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160137 |
| Primary APN | 160137 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,572 sqft Heated Area |
| Gross Area | 2,447 sqft |
| 1st Floor Area | 1,572 sqft |
| Basement Area | 339 sqft |
| Unfinished Basement | 339 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Patio Area | 104 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 160137 |
|---|---|
| Street Address | 403 FALLS AVE |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-8641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1905 PG 128 YR 2016 ST 265.00 |
| Legal Subdivision | WAYNE MITCHAM & G MITCHAM PROP |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 31301 |
403 Falls Ave is owned and occupied by two individuals who bought it in September 2016.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 FALLS AVE, GRANITE FALLS, NC 28630-8641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2016 · Amount on File |
| Deed Sale | Sep 30, 2016 · Amount on File |
| Prior Sale | Sep 15, 2006 · Amount on File |
| Deed Book / Page | 1905 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 403 FALLS AVE, GRANITE FALLS, NC 28630-8641 |
| Document Number | 0010012143 |
| Book / Page | 001920 / 001062 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 FALLS AVE GRANITE FALLS NC 286308641, GRANITE FALLS, NC 28630-8641 |
| Document Number | 0010012143 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 001920/001062 |
| Instrument | 10012143 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 7, 2042 |
The 2026 property tax bill for 403 Falls Ave was $1,409, down 21.2% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,409.00 (-21.24%) | $232,400 (-) Land $9,900 Building $222,500 | |
| 2025 | $1,789.00 | $232,400 Land $9,900 Building $222,500 | $232,400 Land $9,900 Building $222,500 |
| 2023 | $132,300 (-) Land $8,700 Building $123,600 | $132,300 (-) Land $8,700 Building $123,600 | |
| 2022 | $956.00 | $132,300 Land $8,700 Building $123,600 | $132,300 Land $8,700 Building $123,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Falls Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Falls Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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