Caldwell County property record for 409 Falls Ave, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,928 sqft · built 1990 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $7,000 (Jan 1990) |
| Tax Bill | $1,712 (2026) |
| Deeds & Mortgages | May 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 08117 1 18 |
| Primary APN | 08117 1 18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,928 sqft Heated Area |
| Gross Area | 3,768 sqft |
| 1st Floor Area | 1,712 sqft |
| Basement Area | 1,512 sqft |
| Unfinished Basement | 1,512 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 400 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Storage Building | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 21242 |
|---|---|
| Street Address | 409 FALLS AVE |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-8641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1017 PG 958 YR 90 PLAT 33/42 2017 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 31301 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 FALLS AVE, GRANITE FALLS, NC 28630-8641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1990 · Amount on Record |
| Deed Sale | Jan 1, 1990 · Amount on Record |
| Deed Book / Page | 1017 / 958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 409 FALLS AVE, GRANITE FALLS, NC 28630-8641 |
| Document Number | 0010044934 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | TITLE365 - OMAHA |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 409 FALLS AVE GRANITE FALLS NC 286308641, GRANITE FALLS, NC 28630-8641 |
| Document Number | 0010044934 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 001990/001304 |
| Instrument | 10044934 |
| Name | CAPITAL BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 11, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,712.00 (-4.84%) | $283,200 (-) Land $16,800 Building $266,400 | |
| 2025 | $1,799.00 (+45.2%) | $283,200 (+64.27%) Land $16,800 Building $266,400 | $283,200 (+64.27%) Land $16,800 Building $266,400 |
| 2023 | $172,400 (-) Land $14,900 Building $157,500 | $172,400 (-) Land $14,900 Building $157,500 | |
| 2022 | $1,239.00 | $172,400 Land $14,900 Building $157,500 | $172,400 Land $14,900 Building $157,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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