415 Earlham Dr, Richmond, IN 47374 Property Records

Wayne County property record for 415 Earlham Dr, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,733 sqft · built 1966
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Tax Bill	$2,029 (2025)
Deeds & Mortgages	Feb 2020 Refinance Feb 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`029-25223-00`

Property Details

APN / Parcel Number

Primary APN	`029-25223-00`
Alternative APNs	`89-18-05-330-407.000-030` `500533040700029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,733 sqft Living Area
1st Floor Area	2,733 sqft
Basement Area	868 sqft
Unfinished Basement	868 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Stone
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	133 ft deep x 190 ft wide
Garage Type	Mixed
Garage Area	922 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Deck Area	80 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500533040700029
Street Address	415 EARLHAM DR
City	RICHMOND
State	IN
Zip	47374-5268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 14 & 15 EARLHAM SOUTH SUB DIV 1ST ADDN
Legal Subdivision	EARLHAM SOUTH SUB 1ST ADD
Legal Lot Number	14-15
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1008
Census Tract	800

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 EARLHAM DR, RICHMOND, IN 47374-5268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WAYNE BANK
Feb 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WAYNE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022
Deed Sale	Jan 25, 2022
Deed Document Number	2022626
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	415 EARLHAM DR, RICHMOND, IN 47374-5268
Transaction Type	Mortgage
Record Updated	Feb 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000996
Date	Feb 7, 2020
Instrument	2020000996

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	415 EARLHAM DR, RICHMOND, IN 47374-5268
Transaction Type	Mortgage
Record Updated	Feb 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001005
Date	Feb 7, 2020
Instrument	2020001005

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,029.00 (+0.59%)	$238,000 (+39.43%) Land $60,200 Building $177,800	$238,000 (+39.43%) Land $60,200 Building $177,800
2024	$2,017.00 (+5.71%)
2023		$170,700 (-0.87%) Land $44,800 Building $125,900	$170,700 (-0.87%) Land $44,800 Building $125,900
2022	$1,908.00 Homeowner's exemption	$172,200 Land $44,800 Building $127,400	$172,200 Land $44,800 Building $127,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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