403 Earlham Dr, Richmond, IN 47374 Property Records

Wayne County property record for 403 Earlham Dr, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,480 sqft · built 1967
Lot Size	0.288 acres (12,545 sqft)
Owner	Individual Name on Record
Tax Bill	$1,650 (2025)
Deeds & Mortgages	Sep 2019 Refinance Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-02851-00`

Property Details

APN / Parcel Number

Primary APN	`029-02851-00`
Alternative APNs	`89-18-05-330-405.000-030` `500533040500029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
1st Floor Area	2,480 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Asphalt
Lot Area	12,545 sqft (0.288 acres)
Lot Dimensions	157 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500533040500029
Street Address	403 EARLHAM DR
City	RICHMOND
State	IN
Zip	47374-5268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 EARLHAM SO SUB D 1ST ADD
Legal Subdivision	EARLHAM SO SUB
Legal Lot Number	13
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1008
Census Tract	800

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 EARLHAM DR, RICHMOND, IN 47374-5268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Warranty Deed, Transfer · Stand-Alone Refinance FIRST FINANCIAL BANK
Sep 18, 2019	Deed, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2023
Deed Sale	May 5, 2023
Prior Sale	Sep 18, 2019 · Amount on Record
Deed Document Number	20233386
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 18, 2019
Property Address	403 EARLHAM DR, RICHMOND, IN 47374-5268
Document Number	2019007470
Instrument Date	Sep 16, 2019
Instrument	2019007470
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019007471
Date	Sep 18, 2019
Instrument	2019007471

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 18, 2019
Property Address	403 EARLHAM DR, RICHMOND, IN 47374-5268
Document Number	2019007469
Instrument Date	Sep 16, 2019
Instrument	2019007469
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019007471
Date	Sep 18, 2019
Instrument	2019007471

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,650.00 (+5.16%)	$183,400 (+43.28%) Land $27,300 Building $156,100	$183,400 (+43.28%) Land $27,300 Building $156,100
2024	$1,569.00 (+21.53%)
2023		$128,000 (-0.93%) Land $20,300 Building $107,700	$128,000 (-0.93%) Land $20,300 Building $107,700
2022	$1,291.00 Homeowner's exemption	$129,200 Land $20,300 Building $108,900	$129,200 Land $20,300 Building $108,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Earlham Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures