295 Earlham Dr, Richmond, IN 47374 Property Records

Wayne County property record for 295 Earlham Dr, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,901 sqft · built 1965
Lot Size	0.318 acres (13,852 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,382 (Jul 2026)
Tax Bill	$1,318 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-03224-00`

Property Details

APN / Parcel Number

Primary APN	`029-03224-00`
Alternative APNs	`89-18-05-330-404.000-030` `500533040400029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,901 sqft Living Area
1st Floor Area	1,901 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Asphalt
Lot Area	13,852 sqft (0.318 acres)
Lot Dimensions	173 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500533040400029
Street Address	295 EARLHAM DR
City	RICHMOND
State	IN
Zip	47374-5280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 EARLHAM SOUTH SUB DIV 1ST ADDN
Legal Subdivision	EARLHAM SOUTH SUB 1ST ADD
Legal Lot Number	12
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1008
Census Tract	800

Owner

Source: Wayne County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 EARLHAM DR, RICHMOND, IN 47374-5280
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Jun 6, 2012 · Amount on Record
Deed Document Number	20264763
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jul 1, 2026
Property Address	295 EARLHAM DR, RICHMOND, IN 47374-5280
Document Number	0000004763
Instrument Date	Jun 30, 2026
Instrument	20264763
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 EARLHAM DR, RICHMOND, IN 47374-5280

Mortgage

Document Number	0000004764,
Date	Jul 1, 2026
Instrument	20264764

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,318.00 (+6.03%)	$146,500 (+25.97%) Land $28,000 Building $118,500	$146,500 (+25.97%) Land $28,000 Building $118,500
2024	$1,243.00 (+5.88%)
2023		$116,300 (-0.94%) Land $20,900 Building $95,400	$116,300 (-0.94%) Land $20,900 Building $95,400
2022	$1,174.00 Homeowner's exemption	$117,400 Land $20,900 Building $96,500	$117,400 Land $20,900 Building $96,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Earlham Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures