Kane County property record for 415 E Willow St, Elburn, IL 60119 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Condo/Apartment |
| Year Built | Built 1997 |
| Square Footage | 1,614 sqft Living Area |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $142,000 (2016) |
| Tax Bill | $5,625.00 (2025) |
| Primary APN | 08-32-378-008 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 2,388 sqft Gross Area |
| Basement Area | 374 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment Style |
| Exterior Material | Combination Exterior |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 415 E WILLOW ST |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-8999 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | COUNTRYSIDE CONDOMINIUMS |
| Legal Block | 2 |
| Legal Lot Number | A |
| Jurisdiction | KANE IL |
| Minor Civil Division | CAMPTON |
| Census Blockgroup | 2 |
| Census Block | 2042 |
| Census Tract | 852408 |
Source: Kane County records · APN 08-32-378-008
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 E WILLOW ST, ELBURN, IL 60119-8999 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Aug 20, 2024 | Deed of Trust, Mortgage · Assumption FREEDOM MORTGAGE CORP |
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Oct 02, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2016 · Amount on Record |
| Deed Sale | Nov 01, 2016 · Amount on Record |
| Prior Sale | Jul 11, 1997 · Amount on Record |
| Deed Doc Number | 201660239 |
| Last Transfer Date | Sep 28, 2023 |
| Transfer Doc | 0000034256 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 415 E WILLOW ST, ELBURN, IL 60119-8999 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 415 E WILLOW ST, ELBURN, IL 60119-8999 |
| Document Number | 0000037004 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025K037004 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.6% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 415 E WILLOW ST, ELBURN, IL 60119-8999 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 415 E WILLOW ST, ELBURN, IL 60119-8999 |
| Document Number | 0000029718 |
|---|---|
| Date | Aug 20, 2024 |
| Instrument | 2024K029718 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Assumption |
|---|---|
| Amount | Amount Recorded |
| Term | 267 Months |
| Due | Nov 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 415 E WILLOW ST, ELBURN, IL 60119-8999 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 415 E WILLOW ST, ELBURN, IL 60119-8999 |
| Document Number | 0000036478 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023K036478 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.99% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 02, 2023 |
| Property Address | 415 E WILLOW ST, ELBURN, IL 60119-8999 |
| Document Number | 0000034256 |
| Map Reference | DOC 97K 037887 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023K034256 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 E WILLOW ST, ELBURN, IL 60119-8999 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Elburn Village |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,625.00 (+12.43%) | ||
| 2024 | $69,997 (+25.59%) Land $6,569 Building $63,428 | $210,075 (+25.64%) Land $19,715 Building $190,360 | |
| 2022 | $5,003.00 (+4.6%) Homeowner's exemption | $55,736 (+5.91%) Land $5,351 Building $50,385 | $167,208 (+5.91%) Land $16,053 Building $151,155 |
| 2021 | $4,783.00 Homeowner's exemption | $52,625 Land $5,052 Building $47,573 | $157,875 Land $15,156 Building $142,719 |
415 E Willow St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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