Kane County property record for 409 E Willow St, Elburn, IL 60119 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,614 sqft · built 1998 |
| Owner | Individual Name on File |
| Last Sale | $126,000 (Apr 2013) |
| Tax Bill | $5,625 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-32-378-012 |
| Primary APN | 08-32-378-012 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 2,388 sqft |
| Basement Area | 374 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Combination |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 409 E WILLOW ST |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-8999 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELBURN COUNTRYSIDE CONDO UNIT 409 |
| Legal Subdivision | ELBURN COUNTRYSIDE CONDO |
| Legal Block | 2 |
| Legal Lot Number | A |
| Legal Unit | 409 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 852408 |
Source: Kane County records · APN 08-32-378-012
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 E WILLOW ST, ELBURN, IL 60119-8999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2013 · Amount on Record |
| Deed Sale | Apr 17, 2013 · Amount on Record |
| Prior Sale | Jun 07, 2004 · Amount on Record |
| Deed Document Number | 201328332 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 409 E WILLOW ST, ELBURN, IL 60119-8999 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014267 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 2019K014267 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.88% |
| Change Frequency | Monthly |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Elburn Village |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,625.00 (+12.43%) Homeowner's exemption | ||
| 2024 | $69,997 (+25.59%) Land $6,569 Building $63,428 | $210,075 (+25.64%) Land $19,715 Building $190,360 | |
| 2022 | $5,003.00 (+4.6%) Homeowner's exemption | $55,736 (+5.91%) Land $5,351 Building $50,385 | $167,208 (+5.91%) Land $16,053 Building $151,155 |
| 2021 | $4,783.00 Homeowner's exemption | $52,625 Land $5,052 Building $47,573 | $157,875 Land $15,156 Building $142,719 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898524082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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