Kane County property record for 423 E Willow St, Elburn, IL 60119
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,058 sqft · built 1997 |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Jun 2004) |
| Tax Bill | $5,520 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-32-378-004 |
| Primary APN | 08-32-378-004 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,058 sqft Living Area |
| Gross Area | 2,116 sqft |
| 1st Floor Area | 1,058 sqft |
| Basement Area | 598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Combination |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 423 E WILLOW ST |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-8999 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELBURN COUNTRYSIDE CONDO UNIT 423 |
| Legal Subdivision | ELBURN COUNTRYSIDE CONDO |
| Legal Block | 2 |
| Legal Lot Number | A |
| Legal Unit | 423 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 852408 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 423 E WILLOW ST, ELBURN, IL 60119-8999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2004 · Amount on Record |
| Deed Sale | Jun 29, 2004 · Amount on Record |
| Prior Sale | Sep 17, 1997 · Amount on Record |
| Deed Document Number | 200485736 |
| Last Transfer Date | Aug 13, 2008 |
| Transfer Doc | 0000066250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 423 E WILLOW ST, ELBURN, IL 60119-8999 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000059344 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 2019K059344 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Elburn Village |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,520.00 (+12.98%) Homeowner's exemption | ||
| 2024 | $68,826 (+26.12%) Land $6,569 Building $62,257 | $206,561 (+26.17%) Land $19,715 Building $186,846 | |
| 2022 | $4,886.00 (+4.63%) Homeowner's exemption | $54,571 (+5.91%) Land $5,351 Building $49,220 | $163,713 (+5.91%) Land $16,053 Building $147,660 |
| 2021 | $4,670.00 Homeowner's exemption | $51,525 Land $5,052 Building $46,473 | $154,575 Land $15,156 Building $139,419 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELBURN serves 6,559 people · EPA ID IL0890300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon, Xfinity.
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