Kossuth County property record for 415 E Oak St, Algona, IA 50511
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,739 sqft · built 1952 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $61,500 (Sep 2008) |
| Tax Bill | $1,810 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Sep 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-02-258-028 |
| Primary APN | 22-02-258-028 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,739 sqft Living Area |
| Attic | Attic |
| Attic Area | 451 sqft |
| Basement Area | 1,288 sqft |
| Finished Basement | 322 sqft |
| Game Room | Game Room |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 8 sqft |
| Deck Area | 355 sqft |
| Patio Area | 355 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 415 E OAK ST |
|---|---|
| City | ALGONA |
| State | IA |
| Zip | 50511-1542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 246 CALLS AVE ADD |
| Legal Subdivision | CALLS AVENUE ADDITION TO ALGONA |
| Legal Block | 246 |
| Legal Lot Number | 4 |
| Jurisdiction | KOSSUTH IA |
| Township / Civil Division | ALGONA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 950500 |
Source: Kossuth County assessment roll, APN 22-02-258-028, as of October 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 E OAK ST, ALGONA, IA 50511-1542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Sep 15, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Jun 19, 2017 | Deed of Trust, Mortgage NORTHWEST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2008 · Amount on Record |
| Deed Sale | Sep 02, 2008 · Amount on Record |
| Deed Document Number | 20083117 |
| Deed Book / Page | 2008 / 3117 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 415 E OAK ST, ALGONA, IA 50511-1542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/2084 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 2017/2084 |
| Instrument | 2017 2084 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IA 51301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 415 E OAK ST, ALGONA, IA 50511-1542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/2681 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 2017/2681 |
| Instrument | 2017 2681 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | ALGONA, IA 50511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 415 E OAK ST, ALGONA, IA 50511-1542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/1882 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 2017/1882 |
| Instrument | 2017 1882 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | ALGONA, IA 50511 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Jun 15, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Kossuth County assessment roll as of October 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Algona City |
| County | Kossuth County |
| Unified School District | Algona Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,810.00 Homeowner's exemption | $134,735 (+15%) Land $14,405 Building $120,330 | |
| 2024 | $1,810.00 (+2.72%) | ||
| 2023 | $117,160 Land $12,804 Building $104,356 | $117,160 (-13.04%) Land $12,804 Building $104,356 | |
| 2021 | $1,762.00 | $134,735 Land $14,405 Building $120,330 |
Source: FEMA National Flood Hazard Layer, Kossuth County (19109C), as of March 19, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191099505001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 407 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| Algona Municipal Utilities Cable · Fiber in parts of the area | 150 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system IA5502015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ALGONA MUNICIPAL UTILITIES serves 5,487 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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