303 E Oak St, Algona, IA 50511 Property Records

Kossuth County property record for 303 E Oak St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,237 sqft · built 1951
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,028 (2025)
Deeds & Mortgages	Jun 2024 Sale Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-02-253-014`

Property Details

APN / Parcel Number

Primary APN	`22-02-253-014`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,237 sqft Living Area
Basement Area	1,316 sqft
Finished Basement	329 sqft
Game Room	Game Room
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	224 sqft
Deck Area	80 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Street Address	303 E OAK ST
City	ALGONA
State	IA
Zip	50511-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A EX TRI TRACT IN NW COR OF AUD
Legal Subdivision	CALLS AVE ADD
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	1
Census Block	1017
Census Tract	950400

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 E OAK ST, ALGONA, IA 50511-1540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2024	Warranty Deed, Transfer
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
Dec 18, 2023	Intrafamily Transfer, Transfer
Dec 18, 2023	Intrafamily Transfer, Transfer
Mar 23, 2017	Intrafamily Transfer, Transfer
Mar 23, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jun 18, 2024
Property Address	303 E OAK ST, ALGONA, IA 50511-1540
Document Number	02024/1342
Book / Page	2024 / 1342
Map Reference	DOC 2017-729
Instrument Date	Jun 6, 2024
Instrument	2024 1342
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E OAK ST, ALGONA, IA 50511-1540
Investor	Possibly a Property Investor

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	303 E OAK ST, ALGONA, IA 50511-1540
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002021/303
Date	Feb 1, 2021
Book Page	2021/303
Instrument	2021 0303

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSSUTH IA
Recording Date	Dec 18, 2023
Property Address	303 E OAK ST, ALGONA, IA 50511-1540
Document Number	02023/3190
Book / Page	2023 / 3190
Map Reference	DOC 2017-729
Instrument Date	Dec 21, 2022
Instrument	2023 3190
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	303 E OAK ST, ALGONA, IA 50511-1540
Investor	Possibly a Property Investor

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSSUTH IA
Recording Date	Dec 18, 2023
Property Address	303 E OAK ST, ALGONA, IA 50511-1540
Document Number	02023/3190
Book / Page	2023 / 3190
Map Reference	DOC 2017-729
Instrument Date	Dec 21, 2022
Instrument	2023 3190
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	303 E OAK ST, ALGONA, IA 50511-1540
Investor	Possibly a Property Investor

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSSUTH IA
Recording Date	Mar 23, 2017
Property Address	303 E OAK ST, ALGONA, IA 50511-1540
Document Number	02017/0859
Book / Page	2017 / 0859
Instrument Date	Mar 17, 2017
Instrument	2017 0859
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E OAK ST, ALGONA, IA 50511-1540
Investor	Possibly a Property Investor

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSSUTH IA
Recording Date	Mar 23, 2017
Property Address	303 E OAK ST, ALGONA, IA 50511-1540
Document Number	02017/0859
Book / Page	2017 / 0859
Instrument Date	Mar 17, 2017
Instrument	2017 0859
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E OAK ST, ALGONA, IA 50511-1540
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,028.00 (+8.07%) Homeowner's exemption	$202,668 (+15.36%) Land $25,245 Building $177,423
2024	$2,802.00 (+3.55%)
2023		$175,680 Land $22,720 Building $152,960	$175,680 (-13.32%) Land $22,720 Building $152,960
2021	$2,706.00		$202,668 Land $25,245 Building $177,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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