308 E Oak St, Algona, IA 50511 Property Records

Kossuth County property record for 308 E Oak St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,850 sqft · built 1936
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,000 (Oct 2013)
Tax Bill	$3,290 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-02-254-009`

Property Details

APN / Parcel Number

Primary APN	`22-02-254-009`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
Attic	Attic
Attic Area	578 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	308 E OAK ST
City	ALGONA
State	IA
Zip	50511-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 LOT 8 BLK 277 CALLS ADD
Legal Subdivision	CALLS ADDITION TO ALGONA
Legal Block	277
Legal Lot Number	8
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	1
Census Block	1023
Census Tract	950400

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 E OAK ST, ALGONA, IA 50511-1539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2013 · Amount on Record
Deed Sale	Oct 15, 2013 · Amount on Record
Prior Sale	May 3, 2012 · Amount on Record
Deed Document Number	20133908
Deed Book / Page	2013 / 3908
Last Transfer Date	Jun 26, 2017
Transfer Doc	0000001971
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Recording Date	Jul 10, 2026
Property Address	308 E OAK ST, ALGONA, IA 50511-1539
Document Number	0000001768
Book / Page	2026 / 1768
Instrument Date	Jul 6, 2026
Instrument	20261768
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E OAK ST, ALGONA, IA 50511-1539

Mortgage

Document Number	0000001768,
Date	Jul 10, 2026
Book Page	2026/1768
Instrument	20261768

Lender

Name	NORTHWEST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2036

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,290.00 (+7.24%) Homeowner's exemption	$233,903 (+14.06%) Land $16,500 Building $217,403
2024	$3,068.00 (-2.36%)
2023		$205,063 Land $14,850 Building $190,213	$205,063 (-12.33%) Land $14,850 Building $190,213
2021	$3,142.00		$233,903 Land $16,500 Building $217,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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