415 Commonwealth Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 415 Commonwealth Ave, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,457 sqft · built 1959
Lot Size	0.2 acres (8,750 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,463 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`003-30-09-013.00`

Property Details

APN / Parcel Number

Primary APN	`003-30-09-013.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,457 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.2 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0033009013.00
Street Address	415 COMMONWEALTH AVE
City	ERLANGER
State	KY
Zip	41018-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ERLANGER PROPER RESUB OF LOT 201 LOT 232 PT LOT 229 BEING 50'X175' WS COMMONWEALTH
Legal Subdivision	ERLANGER RE SUBD
Legal Lot Number	232,229
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1012
Census Tract	64300

Owner

Source: Kenton County assessment roll, APN 003-30-09-013.00, as of April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 COMMONWEALTH AVE, ERLANGER, KY 41018-1425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2001
Deed Sale	Jan 16, 2001
Deed Document Number	0000273147
Prior Transfer Date	Sep 14, 1999
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	415 COMMONWEALTH AVE, ERLANGER, KY 41018-1425
Transaction Type	Mortgage
Record Updated	Jan 05, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 COMMONWEALTH AVE, ERLANGER, KY 41018-1425

Mortgage

Document Number	0005900060
Date	Oct 27, 2023
Book Page	KCM 503/310
Instrument	23102705900060

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kenton County assessment roll as of April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,463.00 (+1.53%)	$186,800 (-) Land $25,000 Building $161,800	$186,800 (-) Land $25,000 Building $161,800
2023	$2,426.00	$186,800 Land $25,000 Building $161,800	$186,800 Land $25,000 Building $161,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 470 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.