Kenton County property record for 321 Commonwealth Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,858 sqft · built 1926 |
| Lot Size | 0.129 acres (5,625 sqft) |
| Owner | Company Name on File |
| Last Sale | $120,000 (Jan 2026) |
| Tax Bill | $1,989 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-32-003.00 |
| Primary APN | 003-40-32-003.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,858 sqft Finished Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 5,625 sqft (0.129 acres) |
| Lot Dimensions | 125 ft deep x 45 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 321 COMMONWEALTH AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERLANGER PROPER RESUB OF LOT 198 LOT 208 45'X 125' SEC OF HULBERT AVE & COMMONWEALTH AVE |
| Legal Subdivision | ERLANGER RE SUBD |
| Legal Lot Number | 208 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 64300 |
321 Commonwealth Ave is owned by a company that bought it in January 2026.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10871 ROSEBRIAR DR, UNION, KY 41091-8013 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage Y2 INVESTMENT LLC |
| Jan 9, 2026 | Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Jan 14, 2026 | Deed, Transfer · Balloon Mortgage FLIPPIN LOAN LLC |
| Jul 17, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on File |
| Deed Sale | Jan 14, 2026 · Amount on File |
| Prior Sale | Jan 9, 2026 · Amount on File |
| Deed Document Number | 2026669 |
| Deed Book / Page | 384 / 858 |
| Prior Transfer Date | Jul 16, 2019 |
| Prior Transfer Doc | 0005900263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 11, 2026 |
| Property Address | 321 COMMONWEALTH AVE, ERLANGER, KY 41018-1747 |
| Document Number | 0000012266 |
| Book / Page | 444 / 973 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202612266 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 10871 ROSEBRIAR DR, UNION, KY 41091-8013 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012266, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 444/973 |
| Instrument | 202612266 |
| Name | Y2 INVESTMENT LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 9, 2026 |
| Property Address | 321 COMMONWEALTH AVE, ERLANGER, KY 41018-1747 |
| Document Number | 0000000370 |
| Book / Page | KC 384 / 127 |
| Map Reference | PG 70&71 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 26059000000370 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $85.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 COMMONWEALTH AVE, ERLANGER, KY 41018-1747 |
| Name | Verified Name |
|---|---|
| Address | 786 SHERWOOD DR, LEXINGTON, KY 40502-2918 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 14, 2026 |
| Property Address | 321 COMMONWEALTH AVE, ERLANGER, KY 41018-1747 |
| Document Number | 0000000669 |
| Book / Page | KC 384 / 858 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 26059000000669 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 786 SHERWOOD DR, LEXINGTON, KY 40502-2918 |
| Name | Verified Name |
|---|---|
| Address | 10871 ROSEBRIAR DR, UNION, KY 41091-8013 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000670 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 26059000000670 |
| Name | FLIPPIN LOAN LLC |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 5, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 17, 2019 |
| Property Address | 321 COMMONWEALTH AVE, ERLANGER, KY 41018-1747 |
| Document Number | 0000000263 |
| Book / Page | 0C6706 / 000230 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 263 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 COMMONWEALTH AVE ERLANGER KY 410181747, ERLANGER, KY 41018-1747 |
The 2025 property tax bill for 321 Commonwealth Ave was $1,989 with a disabled person's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,900 (-) Land $25,000 Building $174,900 | $199,900 (-) Land $25,000 Building $174,900 | |
| 2025 | $1,989.00 Disabled Person's exemption | $199,900 Land $25,000 Building $174,900 | $199,900 Land $25,000 Building $174,900 |
| 2023 | $1,993.00 Disabled Person's exemption | $199,900 Land $25,000 Building $174,900 | $199,900 Land $25,000 Building $174,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Commonwealth Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 321 Commonwealth Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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