418 Commonwealth Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 418 Commonwealth Ave, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,312 sqft · built 1925
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$84,499 (Nov 2000)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-30-12-024.00`

Property Details

APN / Parcel Number

Primary APN	`003-30-12-024.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,312 sqft Finished Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	418 COMMONWEALTH AVE
City	ERLANGER
State	KY
Zip	41018-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ERLANGER PROPER RESUB OF LOT 158 LOT 257 & PT LOT 254
Legal Subdivision	ERLANGER RE SUBD
Legal Lot Number	257,254
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2028
Census Tract	64400

Owner

Source: Kenton County records · APN 003-30-12-024.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	418 COMMONWEALTH AVE, ERLANGER, KY 41018-1426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2000 · Amount on Record
Deed Sale	Nov 06, 2000 · Amount on Record
Prior Sale	Nov 19, 1999 · Amount on Record
Last Transfer Date	Feb 20, 2004
Transfer Doc	0227059002
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Apr 16, 2026
Property Address	418 COMMONWEALTH AVE, ERLANGER, KY 41018-1426
Document Number	0000007331
Book / Page	413 / 544
Instrument Date	Mar 27, 2026
Instrument	20267331
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 COMMONWEALTH AVE, ERLANGER, KY 41018-1426
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007331,
Date	Apr 16, 2026
Book Page	413/544
Instrument	20267331

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.44%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00 (+1.54%)	$135,200 (-) Land $25,000 Building $110,200	$135,200 (-) Land $25,000 Building $110,200
2023	$1,756.00	$135,200 Land $25,000 Building $110,200	$135,200 Land $25,000 Building $110,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 470 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.