415 Chestnut St, Virginia, MN 55792 Property Records

St. Louis County property record for 415 Chestnut St, Virginia, MN 55792

Property Summary

Property Type	Commercial
Details	6,000 sqft · built 1921
Lot Size	0.138 acres (6,023 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Oct 2019)
Tax Bill	$1,956 (2026)
Deeds & Mortgages	Aug 2021 Second Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-0010-04420`

Property Details

APN / Parcel Number

Primary APN	`090-0010-04420`
Alternative APN	`1109083`

Interior

Stories	1 Story
Building Area	6,000 sqft Gross Area
1st Floor Area	6,000 sqft
Basement Area	1,000 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1980
Exterior Material	Stone
Lot Area	6,023 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	1109083
Street Address	415 CHESTNUT ST
City	VIRGINIA
State	MN
Zip	55792-2525
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 24 AND 25 SERIAL #
Legal Subdivision	VIRGINIA
Legal Block	20
Legal Lot Number	24-25
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2007
Census Tract	13100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4642 E RAYMOND RD, GILBERT, MN 55741-8040
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITY OF VIRGINIA
May 20, 2021	Warranty Deed, Transfer NOT AVAILABLE, UP NORTH TITLE INC
Oct 11, 2019	Warranty Deed, Transfer UP N TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	20191365164
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	415 CHESTNUT ST, VIRGINIA, MN 55792-2525
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001422424
Date	Aug 23, 2021
Instrument	1422424

Lender

Name	CITY OF VIRGINIA
Type	Government Agency
Address	VIRGINIA, MN 55792

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 20, 2021
Property Address	415 CHESTNUT ST, VIRGINIA, MN 55792-2525
Document Number	0001414586
Instrument Date	Apr 28, 2021
Instrument	1414586
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	NOT AVAILABLE, UP NORTH TITLE INC

Transaction

Amount	Amount Recorded
Tax	$132.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4642 E RAYMOND RD, GILBERT, MN 55741-8040

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 11, 2019
Property Address	415 CHESTNUT ST, VIRGINIA, MN 55792-2525
Document Number	00A1365164
Instrument Date	Oct 4, 2019
Instrument	A1365164
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	UP N TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$148.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CHESTNUT ST VIRGINIA MN 557922525, VIRGINIA, MN 55792-2525

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,956.00 (+13.46%)
2025	$1,724.00 (+3.36%)	$100,000 (+62.34%) Land $7,800 Building $92,200	$100,000 (+62.34%) Land $7,800 Building $92,200
2024	$1,668.00 (+34.95%)	$61,600 (+44.6%) Land $7,800 Building $53,800	$61,600 (+44.6%) Land $7,800 Building $53,800
2023	$1,236.00
2022		$42,600 (-8.19%) Land $7,800 Building $34,800	$42,600 (-8.19%) Land $7,800 Building $34,800
2021		$46,400 Land $7,800 Building $38,600	$46,400 Land $7,800 Building $38,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
CTC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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