422 Chestnut St, Virginia, MN 55792 Property Records

St. Louis County property record for 422 Chestnut St, Virginia, MN 55792

Property Summary

Property Type	Commercial
Details	3,000 sqft · built 1954
Lot Size	0.069 acres (3,025 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (Aug 2002)
Tax Bill	$972 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0010-05310`

Property Details

APN / Parcel Number

Primary APN	`090-0010-05310`
Alternative APN	`33547`

Interior

Stories	1 Story
Building Area	3,000 sqft Gross Area
1st Floor Area	3,000 sqft
Basement Area	3,000 sqft
Unfinished Basement	3,000 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Lot Area	3,025 sqft (0.069 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	33547
Street Address	422 CHESTNUT ST
City	VIRGINIA
State	MN
Zip	55792-2526
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT: 0011 BLOCK:024 SERIAL #
Legal Subdivision	VIRGINIA
Legal Block	24
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2012
Census Tract	13100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Virginia Commercial Historic District listed 1997 · 78 contributing resources · NRIS 97000020

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

422 Chestnut St, a commercial property, is owned by an individual who bought it in August 2002.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	422 CHESTNUT ST, VIRGINIA, MN 55792-2526
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage CITY OF VIRGINIA
Jul 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITY OF VIRGINIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2002 · Amount on File
Deed Sale	Aug 14, 2002 · Amount on File
Deed Document Number	2002865676
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	422 CHESTNUT ST, VIRGINIA, MN 55792-2526
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001420234
Date	Jul 28, 2021
Instrument	1420234

Lender

Name	CITY OF VIRGINIA
Type	Government Agency
Address	VIRGINIA, MN 55792

Agreement

Amount	Amount on Record
Term	119 Months
Due	Jun 1, 2031

Interest

Rate	2.29%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	422 CHESTNUT ST, VIRGINIA, MN 55792-2526
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001420233
Date	Jul 28, 2021
Instrument	1420233

Lender

Name	CITY OF VIRGINIA
Type	Government Agency
Address	VIRGINIA, MN 55792

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 422 Chestnut St was $972, up 13% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$972.00 (+13.02%)
2025	$860.00 (-3.37%)	$49,900 (+62.54%) Land $3,900 Building $46,000	$49,900 (+62.54%) Land $3,900 Building $46,000
2024	$890.00	$30,700 Land $3,900 Building $26,800	$30,700 Land $3,900 Building $26,800
2022		$30,400 Land $3,900 Building $26,500	$30,400 Land $3,900 Building $26,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
CTC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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