412 Chestnut St, Virginia, MN 55792 Property Records

St. Louis County property record for 412 Chestnut St, Virginia, MN 55792

Property Summary

Property Type	Commercial
Details	2,400 sqft · built 1907
Lot Size	0.066 acres (2,915 sqft)
Owner	Company Name on Record
Last Sale	$14,000 (Sep 2022)
Tax Bill	$1,572 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-0010-05250`

Property Details

APN / Parcel Number

Primary APN	`090-0010-05250`
Alternative APN	`1133174`

Interior

Stories	1 Story
Building Area	2,400 sqft Gross Area
1st Floor Area	2,400 sqft
Basement Area	1,875 sqft
Flooring	Tile
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Lot Area	2,915 sqft (0.066 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1133174
Street Address	412 CHESTNUT ST
City	VIRGINIA
State	MN
Zip	55792-2526
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 6 EXCEPT WEST 11 INCHES, BLOCK 24 SERIAL #
Legal Subdivision	VIRGINIA
Legal Block	24
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2012
Census Tract	13100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Virginia Commercial Historic District listed 1997 · 78 contributing resources · NRIS 97000020

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	6198 MCQUADE RD, DULUTH, MN 55804-9627
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Commercial Mortgage CITY OF VIRGINIA
Feb 1, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE CITY OF VIRGINIA
Sep 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Oct 5, 2001 · Amount on Record
Deed Document Number	20221060723
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	412 CHESTNUT ST, VIRGINIA, MN 55792-2526
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001076646
Date	Feb 1, 2024
Instrument	1076646

Lender

Name	CITY OF VIRGINIA
Type	Government Agency
Address	VIRGINIA, MN 55792

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	412 CHESTNUT ST, VIRGINIA, MN 55792-2526
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001076645
Date	Feb 1, 2024
Instrument	1076645

Lender

Name	THE CITY OF VIRGINIA
Type	Government Agency
Address	VIRGINIA, MN 55792

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 1, 2022
Property Address	412 CHESTNUT ST, VIRGINIA, MN 55792-2526
Document Number	0001060723
Instrument Date	Jun 3, 2022
Instrument	1060723
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Tax	$46.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6198 MCQUADE RD, DULUTH, MN 55804-9627

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,572.00 (+108.49%)
2025		$99,500 (+269.89%) Land $3,700 Building $95,800	$99,500 (+269.89%) Land $3,700 Building $95,800
2024	$754.00	$26,900 (+28.71%) Land $3,700 Building $23,200	$26,900 (+28.71%) Land $3,700 Building $23,200
2022		$20,900 Land $3,700 Building $17,200	$20,900 Land $3,700 Building $17,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
CTC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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