415 Cherokee Ln, Centerville, IN 47330 Property Records

Wayne County property record for 415 Cherokee Ln, Centerville, IN 47330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,467 sqft · built 2003
Lot Size	0.328 acres (14,288 sqft)
Owner	Individual Name on Record
Last Sale	$192,500 (Dec 2021)
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Oct 2021 Refinance Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-00881-30`

Property Details

APN / Parcel Number

Primary APN	`020-00881-30`
Alternative APNs	`89-10-20-400-402.029-007` `312040040229020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,467 sqft Living Area
1st Floor Area	1,467 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	14,288 sqft (0.328 acres)
Lot Dimensions	143 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	312040040229020
Street Address	415 CHEROKEE LN
City	CENTERVILLE
State	IN
Zip	47330-9807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 29 DICKMAN SUB DIV WINDING BROOK ESTATES SEC 1
Legal Subdivision	DICKMAN SUB
Legal Lot Number	29
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1010
Census Tract	10800

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 CHEROKEE LN, CENTERVILLE, IN 47330-9807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK RICHMOND
Dec 23, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Dec 23, 2011 · Amount on Record
Deed Document Number	202112581
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	415 CHEROKEE LN, CENTERVILLE, IN 47330-9807
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021010539
Date	Oct 26, 2021
Instrument	2021010539

Lender

Name	FIRST BANK RICHMOND

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Dec 23, 2021
Property Address	415 CHEROKEE LN, CENTERVILLE, IN 47330-9807
Document Number	2021012581
Instrument Date	Dec 22, 2021
Instrument	2021012581
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	2021012582
Date	Dec 23, 2021
Instrument	2021012582

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Centerville Town
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00 (-1.62%)	$194,200 (+26.93%) Land $37,200 Building $157,000	$194,200 (+26.93%) Land $37,200 Building $157,000
2024	$1,662.00 (+5.46%)
2023		$153,000 (-2.92%) Land $28,600 Building $124,400	$153,000 (-2.92%) Land $28,600 Building $124,400
2022	$1,576.00 Homeowner's exemption	$157,600 Land $28,600 Building $129,000	$157,600 Land $28,600 Building $129,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2008–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER WORKS serves 2,533 people · EPA ID IN5289003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, NLBC, Verizon.

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