406 Cherokee Ln, Centerville, IN 47330 Property Records

Wayne County property record for 406 Cherokee Ln, Centerville, IN 47330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 2003
Lot Size	0.286 acres (12,458 sqft)
Owner	Individual Name on File
Last Sale	$175,800 (May 2018)
Tax Bill	$1,953 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-00881-31`

Property Details

APN / Parcel Number

Primary APN	`020-00881-31`
Alternative APNs	`89-10-20-400-402.030-007` `312040040230020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	12,458 sqft (0.286 acres)
Lot Dimensions	126 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	312040040230020
Street Address	406 CHEROKEE LN
City	CENTERVILLE
State	IN
Zip	47330-9807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 30 DICKMAN SUB DIV WINDING BROOK ESTATES SEC 1
Legal Subdivision	DICKMAN SUB
Legal Lot Number	30
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1010
Census Tract	10800

Owner

406 Cherokee Ln is owned and occupied by an individual who bought it in May 2018.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	406 CHEROKEE LN, CENTERVILLE, IN 47330-9807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage WAYNE BANK AND TRUST CO
Oct 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WAYNE BANK
Dec 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WAYNE BANK
Sep 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WAYNE BANK
May 9, 2018	Warranty Deed, Transfer WAYNE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2018 · Amount on File
Deed Sale	May 9, 2018 · Amount on File
Prior Sale	Jun 18, 2014 · Amount on File
Deed Document Number	20183564
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	406 CHEROKEE LN, CENTERVILLE, IN 47330-9807
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023005918
Date	Jul 31, 2023
Instrument	2023005918

Lender

Name	WAYNE BANK AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 31, 2033

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	406 CHEROKEE LN, CENTERVILLE, IN 47330-9807
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020008511
Date	Oct 19, 2020
Instrument	2020008511

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	406 CHEROKEE LN, CENTERVILLE, IN 47330-9807
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020010784
Date	Dec 30, 2020
Instrument	2020010784

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	97 Months
Due	Jan 1, 2029

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	406 CHEROKEE LN, CENTERVILLE, IN 47330-9807
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019007247
Date	Sep 9, 2019
Instrument	2019007247

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	May 9, 2018
Property Address	406 CHEROKEE LN, CENTERVILLE, IN 47330-9807
Document Number	2018003564
Instrument Date	May 2, 2018
Instrument	2018003564
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CHEROKEE LN, CENTERVILLE, IN 47330-9807

Mortgage

Document Number	2018003565
Date	May 9, 2018
Instrument	2018003565

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 406 Cherokee Ln was $1,953, up 5.5% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Centerville Town
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,953.00 (+5.51%)	$217,100 Land $34,800 Building $182,300	$217,100 Land $34,800 Building $182,300
2024	$1,851.00
2023		$170,600 (-3.01%) Land $26,700 Building $143,900	$170,600 (-3.01%) Land $26,700 Building $143,900
2022	$1,759.00 Homeowner's exemption	$175,900 Land $26,700 Building $149,200	$175,900 Land $26,700 Building $149,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Cherokee Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2008–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Cherokee Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER WORKS serves 2,533 people · EPA ID IN5289003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, NLBC, Verizon.

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