405 Cherokee Ln, Centerville, IN 47330 Property Records

Wayne County property record for 405 Cherokee Ln, Centerville, IN 47330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,948 sqft · built 2003
Lot Size	0.334 acres (14,549 sqft)
Owner	Individual Name on File
Last Sale	$164,500 (Apr 2017)
Tax Bill	$2,070 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-00881-27`

Property Details

APN / Parcel Number

Primary APN	`020-00881-27`
Alternative APNs	`89-10-20-400-402.026-007` `312040040226020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,549 sqft (0.334 acres)
Lot Dimensions	171 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	312040040226020
Street Address	405 CHEROKEE LN
City	CENTERVILLE
State	IN
Zip	47330-9807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 26 DICKMAN SUB DIV WINDING BROOK ESTATES SEC 1
Legal Subdivision	DICKMAN SUBDIVISION
Legal Lot Number	26
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1010
Census Tract	10800

Owner

405 Cherokee Ln is owned and occupied by an individual who bought it in April 2017.

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	405 CHEROKEE LN, CENTERVILLE, IN 47330-9807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit NATCO CREDIT UNION
May 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK RICHMOND
Apr 11, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK RICHMOND NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2017 · Amount on File
Deed Sale	Apr 11, 2017 · Amount on File
Prior Sale	Dec 10, 2013 · Amount on File
Deed Document Number	20172838
Prior Transfer Date	Nov 14, 2011
Prior Transfer Doc	2011008324
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Recording Date	Sep 8, 2026
Property Address	405 CHEROKEE LN, CENTERVILLE, IN 47330-9807
Document Number	0000006683
Instrument Date	Sep 2, 2026
Instrument	20266683
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CHEROKEE LN, CENTERVILLE, IN 47330-9807

Mortgage

Document Number	0000006683,
Date	Sep 8, 2026
Instrument	20266683

Lender

Name	NATCO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 28, 2041

Interest

Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	405 CHEROKEE LN, CENTERVILLE, IN 47330-9807
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004102
Date	May 26, 2020
Instrument	2020004102

Lender

Name	FIRST BANK RICHMOND

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Apr 11, 2017
Property Address	405 CHEROKEE LN, CENTERVILLE, IN 47330-9807
Document Number	2017002838
Instrument Date	Apr 10, 2017
Instrument	2017002838
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CHEROKEE LN, CENTERVILLE, IN 47330-9807

Mortgage

Document Number	2017002839
Date	Apr 11, 2017
Instrument	2017002839

Lender

Name	FIRST BANK RICHMOND NA
Type	Bank
Address	RICHMOND, IN 47374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 405 Cherokee Ln was $2,070, up 5.4% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Centerville Town
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,070.00 (+5.4%)	$230,100 Land $33,800 Building $196,300	$230,100 Land $33,800 Building $196,300
2024	$1,964.00
2023		$181,000 (-3.05%) Land $25,900 Building $155,100	$181,000 (-3.05%) Land $25,900 Building $155,100
2022	$1,866.00 Homeowner's exemption	$186,700 Land $25,900 Building $160,800	$186,700 Land $25,900 Building $160,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Cherokee Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2008–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Cherokee Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER WORKS serves 2,533 people · EPA ID IN5289003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: BridgeMAXX Suncoast Broadband, NLBC.

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