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415 Chadwick Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 415 Chadwick Rd, Schenectady, NY 12304 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,061 sqft · built 2003
Lot Size0.15 acres (6,525 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Nov 2013)
Tax Bill$6,799 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.70-3-51

Property Details

APN / Parcel Number

Primary APN421500 60.70-3-51
Alternative APN
  • 150006007000030510000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,061 sqft Living Area
1st Floor Area1,061 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,525 sqft (0.15 acres)
Lot Dimensions140 ft deep x 45 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area164 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address415 CHADWICK RD
CitySCHENECTADY
StateNY
Zip12304-3953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 WOOD
Legal SubdivisionWOODLAWN
Legal Block3
Legal Lot Number51.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4016
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.70-3-51

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address415 CHADWICK RD, SCHENECTADY, NY 12304-3953
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 06, 2013 · Amount on Record
Deed SaleNov 06, 2013 · Amount on Record
Prior SaleSep 29, 2003 · Amount on Record
Deed Document Number201348969
Deed Book / Page1884 / 779
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address415 CHADWICK RD, SCHENECTADY, NY 12304-3953
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 CHADWICK RD, SCHENECTADY, NY 12304-3953

Mortgage

Document Number0000027290
DateSep 14, 2020
Book Page5020/316
Instrument202027290
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueSep 01, 2045

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,799.00 (+3.8%)$142,800 (-) Land $21,400 Building $121,400$236,463 (+30.82%) Land $35,436 Building $201,027
2023$142,800 (-) Land $21,400 Building $121,400$180,759 (+3.8%) Land $27,089 Building $153,670
2022$142,800 Land $21,400 Building $121,400$174,146 Land $26,098 Building $148,048
2021$6,550.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930218024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 619 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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