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424 Chadwick Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 424 Chadwick Rd, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,512 sqft · built 2008
Lot Size0.128 acres (5,600 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Oct 2024)
Tax Bill$7,201 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 60.70-3-13.2

Property Details

APN / Parcel Number

Primary APN421500 60.70-3-13.2
Alternative APN
  • 150006007000030130020000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,512 sqft Living Area
1st Floor Area672 sqft
2nd Floor Area840 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area5,600 sqft (0.128 acres)
Lot Dimensions140 ft deep x 40 ft wide
Garage TypeAttached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area268 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address424 CHADWICK RD
CitySCHENECTADY
StateNY
Zip12304-3955
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMAP OF WOODLAWN
Legal Block3
Legal Lot Number13.002
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4012
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.70-3-13.2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10115 78TH ST, 2, OZONE PARK, NY 11416-1908
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2022Warranty Deed, Transfer · VA Mortgage
HOMESTEAD FUNDING CORP
Nov 16, 2020Warranty Deed, Transfer · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU
Mar 30, 2017Warranty Deed, Transfer · Conventional Mortgage
NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2024 · Amount on Record
Deed SaleOct 03, 2024 · Amount on Record
Prior SaleDec 16, 2022 · Amount on Record
Deed Document Number202458633
Deed Book / Page2138 / 995
Record UpdatedJun 08, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 16, 2022
Property Address424 CHADWICK RD, SCHENECTADY, NY 12304-3955
Document Number0000066585
Book / Page2099 / 587
Map ReferenceCAB A MAP 294
Instrument DateDec 09, 2022
Instrument202266585
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address424 CHADWICK RD, SCHENECTADY, NY 12304-3955

Transferred To (Grantee/Buyer)

NameVerified Name
Address8010 DOORSTONE DR # A, A, LATHAM, NY 12110-3767

Mortgage

Document Number0000066586
DateDec 16, 2022
Book Page5279/257
Instrument202266586
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 16, 2020
Property Address424 CHADWICK RD, SCHENECTADY, NY 12304-3955
Document Number0000035643
Book / Page2045 / 805
Instrument DateNov 12, 2020
Instrument202035643
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$684.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address424 CHADWICK RD, 424, SCHENECTADY, NY 12304-3955

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address45 FOREST AVE, ALBANY, NY 12208-3021

Mortgage

Document Number0000035644
DateNov 16, 2020
Instrument202035644
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateDec 01, 2030
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change4.75%
Index1-Year CMT
Margin3
Max Rate8.75%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 30, 2017
Property Address424 CHADWICK RD, SCHENECTADY, NY 12304-3955
Document Number0000014087
Book / Page1959 / 740
Map ReferenceCAB A MAP202 205&207
Instrument DateMar 10, 2017
Instrument201714087
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanySNEERINGRE MONAHAN PROVOST R

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$566.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address424 CHADWICK RD, 424, SCHENECTADY, NY 12304-3955

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 HOMESTEAD AVE # 2SOUTH, ALBANY, NY 12203-1924

Mortgage

Document Number0000014089
DateMar 30, 2017
Instrument201714089
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term309 Months
DueDec 29, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,201.00 (+16.73%)$143,400 (+13.27%) Land $19,000 Building $124,400$237,457 (+48.18%) Land $31,462 Building $205,995
2023$126,600 (-) Land $19,000 Building $107,600$160,253 (+3.8%) Land $24,051 Building $136,202
2022$126,600 Land $19,000 Building $107,600$154,390 Land $23,171 Building $131,219
2021$6,169.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930218024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 619 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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