Schenectady County and Schenectady City property record for 401 Chadwick Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,594 sqft · built 1995 |
| Lot Size | 0.144 acres (6,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,500 (Sep 2018) |
| Tax Bill | $6,966 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.70-3-2.11 |
| Primary APN | 421500 60.70-3-2.11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 943 sqft |
| Basement Area | 651 sqft |
| Finished Basement | 651 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,300 sqft (0.144 acres) |
| Lot Dimensions | 140 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 500 sqft |
| Porch | Slab |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 401 CHADWICK RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | RAISED RANCH |
| Legal Subdivision | CHADWICK AND MCDONALD |
| Legal Block | 3 |
| Legal Lot Number | 2.011 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records · APN 421500 60.70-3-2.11
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 CHADWICK RD, SCHENECTADY, NY 12304-3953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Sep 20, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOMEOWNERS ADVANTAGE |
| Apr 10, 2018 | Grant Deed, Transfer AMERICAN LAND TITLE ASSOCIATION |
| Dec 27, 2017 | Trustee's Deed, Foreclosure WEBTITLE AGENCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2018 · Amount on Record |
| Deed Sale | Sep 20, 2018 · Amount on Record |
| Prior Sale | Apr 10, 2018 · Amount on Record |
| Deed Document Number | 201841977 |
| Deed Book / Page | 1996 / 209 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 401 CHADWICK RD, SCHENECTADY, NY 12304-3953 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 401 CHADWICK RD, SCHENECTADY, NY 12304-3953 |
| Document Number | 0000038221 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 5128/885 |
| Instrument | 202138221 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 20, 2018 |
| Property Address | 401 CHADWICK RD, SCHENECTADY, NY 12304-3953 |
| Document Number | 0000041977 |
| Book / Page | 001996 / 000209 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 41977 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 05, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $618.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 CHADWICK RD SCHENECTADY NY 123043953, SCHENECTADY, NY 12304-3953 |
| Document Number | 41978 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 004866/000158 |
| Instrument | 41978 |
| Name | HOMEOWNERS ADVANTAGE |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 10, 2018 |
| Property Address | 401 CHADWICK RD, SCHENECTADY, NY 12304-3953 |
| Document Number | 0000015171 |
| Book / Page | 001984 / 000693 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 15171 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1054 CENTRAL AVE ALBANY NY 122053562, ALBANY, NY 12205-3562 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 27, 2017 |
| Property Address | 401 CHADWICK RD, SCHENECTADY, NY 12304-3953 |
| Document Number | 0000058079 |
| Book / Page | 001978 / 000243 |
| Instrument Date | Dec 09, 2017 |
| Instrument | 58079 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 23, 2018 |
| Title Company | WEBTITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $459.43 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 MORTGAGE WAY MOUNT LAUREL NJ 080544637, MOUNT LAUREL, NJ 08054-4637 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,966.00 (+4.09%) | $143,400 (-) Land $21,500 Building $121,900 | $237,457 (+30.82%) Land $35,602 Building $201,855 |
| 2023 | $143,400 (-) Land $21,500 Building $121,900 | $181,519 (+3.8%) Land $27,215 Building $154,304 | |
| 2022 | $143,400 Land $21,500 Building $121,900 | $174,878 Land $26,220 Building $148,658 | |
| 2021 | $6,692.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930218024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 619 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY4600070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures