415 Central Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 415 Central Ave, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,502 sqft · built 1986
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$424,900 (Jul 2018)
Tax Bill	$14,485 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`50-00156-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`50-00156-0000-00017`
Alternative APN	`500015600017`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,502 sqft Living Area
1st Floor Area	1,632 sqft
Upper Floors Area	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	544 sqft
Porch	Open Porch
Deck Area	150 sqft
Patio Area	920 sqft
Shed	1 Shed
Shed Area	96 sqft
Gazebo	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	415 CENTRAL AVE
City	UNION BEACH
State	NJ
Zip	07735-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOTS 18 AND 19
Legal Subdivision	UNION GARDENS
Legal Block	156
Legal Lot Number	17
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	6
Census Block	6005
Census Tract	801800

Owner

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 CENTRAL AVE, UNION BEACH, NJ 07735-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK
Apr 25, 2020	Deed of Trust, Mortgage · Conventional with PMI MLB RESID'L LNDG
Jul 13, 2018	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK
Mar 1, 2018	Grant Deed, Transfer
Sep 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED TELETECH FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on Record
Deed Sale	Jul 13, 2018 · Amount on Record
Prior Sale	Sep 22, 1983
Deed Document Number	201868757
Deed Book / Page	9300 / 3390
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 9, 2026
Property Address	415 CENTRAL AVE, UNION BEACH, NJ 07735-2909
Document Number	0000029206
Book / Page	9788 / 610
Instrument Date	Mar 26, 2026
Instrument	202629206
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CENTRAL AVE, UNION BEACH, NJ 07735-2909
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029206,
Date	Apr 9, 2026
Book Page	9788/610
Instrument	202629206

Lender

Name	VALLEY NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	415 CENTRAL AVE, UNION BEACH, NJ 07735-2909
Document Number	0000049078
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CENTRAL AVE UNION BEACH NJ 077352909, UNION BEACH, NJ 07735-2909

Mortgage

Document Number	0000049078
Date	May 8, 2020
Book Page	009413/000001
Instrument	49078

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	May 7, 2040

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 13, 2018
Property Address	415 CENTRAL AVE, UNION BEACH, NJ 07735-2909
Document Number	0000068757
Book / Page	009300 / 003390
Instrument Date	Jul 6, 2018
Instrument	68757
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	PURE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 CENTRAL AVE UNION BEACH NJ 077352909, UNION BEACH, NJ 07735-2909

Mortgage

Document Number	68758
Date	Jul 13, 2018
Book Page	009300/003417
Instrument	68758

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 1, 2018
Property Address	415 CENTRAL AVE, UNION BEACH, NJ 07735-2909
Document Number	0092763811
Book / Page	009276 / 003811
Instrument Date	Mar 1, 2018
Transaction Type	Transfer
Record Updated	Apr 10, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	415 CENTRAL AVE, UNION BEACH, NJ 07735-2909
Document Number	0000010257
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CENTRAL AVE UNION BEACH NJ 077352909, UNION BEACH, NJ 07735-2909

Mortgage

Document Number	0000010257
Date	Jan 29, 2018
Book Page	009270/006141
Instrument	10257

Lender

Name	UNITED TELETECH FIN'L FCU
Type	Credit Union
Address	TINTON FALLS, NJ 07724

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2028

Tax Assessment & Valuation

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$708,700 (+4.95%) Land $237,200 Building $471,500	$708,700 (+4.95%) Land $237,200 Building $471,500
2025	$14,485.00 (+14.14%)	$675,300 (+18.79%) Land $225,700 Building $449,600	$675,300 (+18.79%) Land $225,700 Building $449,600
2024	$12,690.00 (+6.33%)
2023		$568,500 Land $163,200 Building $405,300	$568,500 Land $163,200 Building $405,300
2022	$11,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	235 units insured incl. 8 condo units
Nearby Flood Claims	309 (1978–2012)
Claims Outside the SFHA	27 of 309
Most Recent Claim	Nov 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Nov 2012 · 231 claims Severe Storms And Flooding, Mar 2010 · 12 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

415 Central Ave, Union Beach (Keyport), NJ 07735 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Grant Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number