Monmouth County and Union Beach Borough property record for 409 Central Ave, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 990 sqft · built 1920 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Dec 1994) |
| Tax Bill | $7,244 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 50-00156-0000-00020 |
| Primary APN | 50-00156-0000-00020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 990 sqft Living Area |
| 1st Floor Area | 540 sqft |
| Upper Floors Area | 450 sqft |
| Basement Area | 540 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Deck Area | 112 sqft |
|---|---|
| Patio Area | 225 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Sewer | Connected |
|---|
| Account Number | 1506 |
|---|---|
| Street Address | 409 CENTRAL AVE |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-2909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Subdivision | UNION GARDENS |
| Legal Block | 156 |
| Legal Lot Number | 20 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 6 |
| Census Block | 6005 |
| Census Tract | 801800 |
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 CENTRAL AVE, UNION BEACH, NJ 07735-2909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 1994 · Amount on Record |
| Deed Sale | Dec 30, 1994 · Amount on Record |
| Deed Book / Page | 5376 / 243 |
| Record Updated | Sep 20, 2026 |
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,500 (+4.97%) Land $187,200 Building $167,300 | $354,500 (+4.97%) Land $187,200 Building $167,300 | |
| 2025 | $7,244.00 (+17.94%) | $337,700 (+24.25%) Land $178,200 Building $159,500 | $337,700 (+24.25%) Land $178,200 Building $159,500 |
| 2024 | $6,142.00 (+15.58%) | ||
| 2023 | $271,800 Land $127,100 Building $144,700 | $271,800 Land $127,100 Building $144,700 | |
| 2022 | $5,314.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 227 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 235 units insured incl. 8 condo units |
| Nearby Flood Claims | 309 (1978–2012) |
| Claims Outside the SFHA | 27 of 309 |
| Most Recent Claim | Nov 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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