405 Central Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 405 Central Ave, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,621 sqft · built 1993
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Tax Bill	$10,680 (2025)
Deeds & Mortgages	May 2017 Mortgage Apr 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`50-00156-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`50-00156-0000-00021`
Alternative APNs	`500015600021` `1507`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,621 sqft Living Area
1st Floor Area	915 sqft
Upper Floors Area	706 sqft
Basement Area	675 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	1507
Street Address	405 CENTRAL AVE
City	UNION BEACH
State	NJ
Zip	07735-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	INCL BLK 156 LOTS 21 & 22 NIT 1A
Legal Block	156
Legal Lot Number	21
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	6
Census Block	6005
Census Tract	801800

Owner

405 Central Ave is owned and occupied by an individual who acquired it in August 2006.

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	405 CENTRAL AVE, UNION BEACH, NJ 07735-2909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Apr 6, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2006
Deed Sale	Aug 29, 2006
Prior Sale	Nov 16, 1993 · Amount on File
Deed Book / Page	8589 / 1452
Prior Transfer Date	Aug 10, 2006
Prior Transfer Doc	0085891457
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	405 CENTRAL AVE, UNION BEACH, NJ 07735-2909
Document Number	0000056472
Book / Page	009230 / 009380
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CENTRAL AVE UNION BEACH NJ 077352909, UNION BEACH, NJ 07735-2909

Mortgage

Document Number	0000056472
Date	Jun 13, 2017
Book Page	009230/009380
Instrument	56472

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 12, 2032

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 6, 2017
Property Address	405 CENTRAL AVE, UNION BEACH, NJ 07735-2909
Document Number	0092211080
Book / Page	009221 / 001080
Instrument Date	Apr 6, 2017
Transaction Type	Transfer
Record Updated	May 10, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 405 Central Ave was $10,680, up 16% from the year before.

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,600 (+4.96%) Land $237,200 Building $285,400	$522,600 (+4.96%) Land $237,200 Building $285,400
2025	$10,680.00 (+15.97%)	$497,900 Land $225,700 Building $272,200	$497,900 Land $225,700 Building $272,200
2024	$9,209.00
2023		$420,900 Land $163,200 Building $257,700	$420,900 Land $163,200 Building $257,700
2022	$8,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	235 units insured incl. 8 condo units
Nearby Flood Claims	309 (1978–2012)
Claims Outside the SFHA	27 of 309
Most Recent Claim	Nov 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Nov 2012 · 231 claims Severe Storms And Flooding, Mar 2010 · 12 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures