415 C St, Mc Gregor, IA 52157 Property Records

Clayton County property record for 415 C St, Mc Gregor, IA 52157

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 748 sqft · built 1930
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$33,000 (Sep 2023)
Tax Bill$606 (2025)
Deeds & MortgagesApr 2026 Transfer
Sep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3427203005

Property Details

APN / Parcel Number

Primary APN3427203005

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area748 sqft Living Area
Basement Area748 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchSlab
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address415 C ST
CityMC GREGOR
StateIA
Zip52157-7710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJMJ ADDN. LOT 5 BLK 13
Legal SubdivisionJMJ ADD
Legal Block13
Legal Lot Number5
JurisdictionCLAYTON IA
Township / Civil DivisionMENDON
Census Block Group1
Census Block1003
Census Tract70100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Effigy Mounds National Monument
listed 1966 · 192 contributing resources · NRIS 66000109

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address415 C ST, MC GREGOR, IA 52157-7710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 25, 2023Warranty Deed, Transfer · Conventional Mortgage
PEOPLES STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2023 · Amount on Record
Deed SaleSep 25, 2023 · Amount on Record
Deed Document Number20232653
Last Transfer DateApr 18, 2026
Transfer Doc0000001149
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAYTON IA
Recording DateApr 28, 2026
Property Address415 C ST, MC GREGOR, IA 52157-7710
Document Number0000001149
Instrument DateApr 18, 2026
Instrument20261149
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 C ST, MC GREGOR, IA 52157-7710
InvestorPossibly a Property Investor

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAYTON IA
Recording DateSep 25, 2023
Property Address415 C ST, MC GREGOR, IA 52157-7710
Document Number2023R02653
Instrument DateSep 20, 2023
Instrument2023R02653
Transaction TypeTransfer
Record UpdatedOct 26, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$52.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address415 C ST, MC GREGOR, IA 52157-7710

Mortgage

Document Number2023R02654
DateSep 25, 2023
Instrument2023R02654
Lender
NamePEOPLES STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term73 Months
DueOct 1, 2029

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityMcGregor City
Unified School DistrictMFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$606.00 (-35.12%)$38,727 (-41.43%) Land $10,378 Building $28,349$38,727 (-41.43%) Land $10,378 Building $28,349
2024$934.00 (+2.41%)
2023$66,123 Land $9,024 Building $57,099$66,123 Land $9,024 Building $57,099
2022$912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims12 (1986–2023)
Claims Outside the SFHA6 of 12
Most Recent ClaimApr 2023 · Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCGREGOR WATER DEPT
serves 747 people · EPA ID IA2258012
Water SourceGroundwater
Last State InspectionJun 2025
Lead9 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500
Verizon
Fixed Wireless
300 / 20

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