413 C St, Mc Gregor, IA 52157 Property Records

Clayton County property record for 413 C St, Mc Gregor, IA 52157

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,330 sqft · built 1900
Lot Size	0.688 acres (30,000 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Feb 2021)
Tax Bill	$1,392 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3427203002`

Property Details

APN / Parcel Number

Primary APN	`3427203002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,330 sqft Living Area
1st Floor Area	602 sqft
Basement Area	301 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	30,000 sqft (0.688 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	270 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	413 C ST
City	MC GREGOR
State	IA
Zip	52157-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JMJ ADDN. LOTS 1 -4 BLK 13 & 100 X 100 BACK OF LOTS 1 & 2
Legal Subdivision	JMJ ADD
Legal Block	13,100
Legal Lot Number	1-4
Jurisdiction	CLAYTON IA
Township / Civil Division	MENDON
Census Block Group	1
Census Block	1003
Census Tract	70100

Owner

Source: Clayton County records · APN 3427203002

Assessment roll updated May 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	413 C ST, MC GREGOR, IA 52157-7710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Sep 23, 2009 · Amount on Record
Deed Document Number	2021R00820
Record Updated	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Feb 25, 2021
Property Address	413 C ST, MC GREGOR, IA 52157-7710
Document Number	2021R00820
Instrument Date	Nov 12, 2020
Instrument	2021R00820
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$95.20
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 C ST, MC GREGOR, IA 52157-7710
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R00822
Date	Feb 25, 2021
Instrument	2021R00822

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clayton County records · Assessment roll updated May 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	McGregor City
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,065 (+19.17%) Land $15,828 Building $83,237	$99,065 (+19.17%) Land $15,828 Building $83,237
2024	$1,392.00 (+1.16%)
2023		$83,129 Land $13,764 Building $69,365	$83,129 Land $13,764 Building $69,365
2022	$1,376.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clayton County (19043C), as of September 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190430701001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	12 (1986–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Apr 2023 · Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Effigy Mounds National Monument listed 1966 · 192 contributing resources · NRIS 66000109

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Alpine Communications Fiber	500 / 500
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 238 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA2258012, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MCGREGOR WATER DEPT serves 747 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.