613 C St, Mc Gregor, IA 52157 Property Records

Clayton County property record for 613 C St, Mc Gregor, IA 52157

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 794 sqft · built 1889
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$47,500 (Jul 2026)
Tax Bill$1,012 (2025)
Deeds & MortgagesJul 2026 Sale
Dec 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN3427132001

Property Details

APN / Parcel Number

Primary APN3427132001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area794 sqft Living Area
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1889
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialMetal
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide

Exterior Amenities

PorchSlab
Porch Area136 sqft
Deck Area368 sqft
Patio Area368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address613 C ST
CityMC GREGOR
StateIA
Zip52157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJMJ LOTS 1 & 2 BLK 11
Legal SubdivisionJMJ
Legal Block11
Legal Lot Number1,2
JurisdictionCLAYTON IA
Township / Civil DivisionMENDON
Census Block Group1
Census Block1003
Census Tract70100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Effigy Mounds National Monument
listed 1966 · 192 contributing resources · NRIS 66000109

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clayton County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31925 SPRING AVE, NEW HARTFORD, IA 50660-8677
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 27, 2023Warranty Deed, Transfer · Conventional Mortgage
EMPEOPLE CU
Nov 5, 2020Warranty Deed, Transfer · Conventional Mortgage
FREEDOMBANK
Feb 25, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2026 · Amount on Record
Deed SaleJul 21, 2026 · Amount on Record
Prior SaleDec 27, 2023 · Amount on Record
Deed Document Number20262086
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAYTON IA
Recording DateJul 21, 2026
Property Address613 C ST, MC GREGOR, IA 52157
Document Number0000002086
Instrument DateJul 13, 2026
Instrument20262086
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$7,595.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAYTON IA
Recording DateDec 27, 2023
Property Address613 C ST, MC GREGOR, IA 52157
Document Number2023R03462
Instrument DateDec 20, 2023
Instrument2023R03462
Transaction TypeTransfer
Record UpdatedJan 10, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$95.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10952 RAY ST, INDIANOLA, IA 50125-9497

Mortgage

Document Number2023R03463
DateDec 27, 2023
Instrument2023R03463
Lender
NameEMPEOPLE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateJan 1, 2027
Change FrequencyAnnually
Min Rate At Change6.5%
Max Rate At Change8.5%
Index1-Year T-Bill
Max Rate12.5%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAYTON IA
Recording DateNov 5, 2020
Property Address613 C ST, MC GREGOR, IA 52157
Document Number2020R04511
Instrument DateOct 30, 2020
Instrument2020R04511
Transaction TypeTransfer
Record UpdatedNov 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$96.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 COUNTRYSIDE RD, LUANA, IA 52156-7001

Mortgage

Document Number2020R04513
DateNov 5, 2020
Instrument2020R04513
Lender
NameFREEDOMBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 31, 2025
Interest
Rate TypeFixed Rate

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAYTON IA
Recording DateFeb 25, 2019
Property Address613 C ST, MC GREGOR, IA 52157
Document Number2019R00502
Instrument DateFeb 22, 2019
Instrument2019R00502
Transaction TypeTransfer
Record UpdatedNov 3, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 E VAN BUREN ST, MITCHELL, IA 50461-8030

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityMcGregor City
Unified School DistrictMFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,012.00 (-2.32%)$64,603 (-6.33%) Land $17,123 Building $47,480$64,603 (-6.33%) Land $17,123 Building $47,480
2024$1,036.00 (-12.65%)
2023$68,968 Land $14,890 Building $54,078$68,968 Land $14,890 Building $54,078
2022$1,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims12 (1986–2023)
Claims Outside the SFHA6 of 12
Most Recent ClaimApr 2023 · Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCGREGOR WATER DEPT
serves 747 people · EPA ID IA2258012
Water SourceGroundwater
Last State InspectionJun 2025
Lead9 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500
Verizon
Fixed Wireless
300 / 20

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