415 Borgess Ave, Monroe, MI 48162 Property Records

Monroe County property record for 415 Borgess Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,358 sqft · built 1923
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (May 2021)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-69-00373-000`

Property Details

APN / Parcel Number

Primary APN	`55-69-00373-000`
Alternative APN	`55 690 037 30`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,358 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	128 ft deep x 41.2 ft wide
Terrain	Rolling
Garage Area	216 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	408 sqft
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	415 BORGESS AVE
City	MONROE
State	MI
Zip	48162-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SHADOWLAWN HEIGHTS LOT 1
Legal Subdivision	SHADOWLAND HEIGHTS
Legal Lot Number	1
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2004
Census Tract	831500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 BORGESS AVE, MONROE, MI 48162-2708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Oct 7, 2020	Warranty Deed, Transfer CAPITAL TITLE INS AGCY INC
Dec 3, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	202114288
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 28, 2021
Property Address	415 BORGESS AVE, MONROE, MI 48162-2708
Document Number	2021R14288
Map Reference	LB 4 PG 15
Instrument Date	May 17, 2021
Instrument	2021R14288
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 BORGESS AVE, 415, MONROE, MI 48162-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 BORGESS AVE, MONROE, MI 48162-2708

Mortgage

Document Number	2021R14289
Date	May 28, 2021
Instrument	2021R14289

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 7, 2020
Property Address	415 BORGESS AVE, MONROE, MI 48162-2708
Document Number	2020R21153
Map Reference	LB 4 PG 15
Instrument Date	Sep 10, 2020
Instrument	2020R21153
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$1,293.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 BORGESS AVE, 415, MONROE, MI 48162-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 CRANBROOK BLVD, MONROE, MI 48162-3520

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Dec 3, 2018
Property Address	415 BORGESS AVE, MONROE, MI 48162-2708
Document Number	0000021791
Instrument Date	Nov 29, 2018
Instrument	21791
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,440.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5179 FOXHILL LN MONROE MI 481614561, MONROE, MI 48161-4561

Mortgage

Document Number	21792
Date	Dec 3, 2018
Instrument	21792

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,000 (+46.09%) Land $93,000	$186,000 (+46.09%) Land $186,000
2025	$3,192.00 (+14.2%) Homeowner's exemption
2023	$2,795.00 Homeowner's exemption	$63,660	$127,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

Nearby Properties on Borgess Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures