Monroe County property record for 315 Borgess Ave, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 1938 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Dec 2024) |
| Tax Bill | $5,408 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer Jan 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 55-69-01428-000 |
| Primary APN | 55-69-01428-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 420 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 123 ft deep x 60 ft wide |
| Terrain | Rolling |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 315 BORGESS AVE |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-2706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LOT COMM 394 FT N 24D 30M E FR INT N LI WILLOW ST WI W LI BORGESS AVE; TH N 24D 30M E 66 FT; TH N 65D 30M W 123 FT; TH S 24D |
| Legal Subdivision | GODFROY & BURCH |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 831500 |
315 Borgess Ave is owned and occupied by two individuals who bought it in December 2024.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 BORGESS AVE, MONROE, MI 48162-2706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2022 | Intrafamily Transfer, Transfer |
| Jan 8, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on File |
| Deed Sale | Dec 13, 2024 · Amount on File |
| Prior Sale | Apr 24, 2014 · Amount on File |
| Deed Document Number | 202418600 |
| Prior Transfer Date | Jun 21, 2022 |
| Prior Transfer Doc | 0000012939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jun 22, 2022 |
| Property Address | 315 BORGESS AVE, MONROE, MI 48162-2706 |
| Document Number | 0000012939 |
| Map Reference | LB 505 PG 328&329 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 2022R12939 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 BORGESS AVE, 315, MONROE, MI 48162-2706 |
| Name | Verified Name |
|---|---|
| Address | 315 BORGESS AVE, MONROE, MI 48162-2706 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jan 8, 2019 |
| Property Address | 315 BORGESS AVE, MONROE, MI 48162-2706 |
| Document Number | 0000000405 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 405 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 315 BORGESS AVE MONROE MI 481622706, MONROE, MI 48162-2706 |
The 2025 property tax bill for 315 Borgess Ave was $5,408 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,800 Land $133,800 | $267,600 Land $267,600 | |
| 2025 | $5,408.00 Homeowner's exemption | ||
| 2023 | $3,553.00 Homeowner's exemption | $87,800 | $175,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 315 Borgess Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 315 Borgess Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Spectrum, Verizon.
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