422 Borgess Ave, Monroe, MI 48162 Property Records

Monroe County property record for 422 Borgess Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,648 sqft · built 1928
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Dec 2022)
Tax Bill	$4,615 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`55-69-00335-000`

Property Details

APN / Parcel Number

Primary APN	`55-69-00335-000`
Alternative APN	`55 690 033 50`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,648 sqft Living Area
1st Floor Area	946 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	170 ft deep x 46 ft wide
Terrain	Rolling
Garage Area	460 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	179 sqft
Deck Area	316 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	422 BORGESS AVE
City	MONROE
State	MI
Zip	48162-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	J I ROBERT PLAT LOT 2
Legal Subdivision	J I ROBERT
Legal Lot Number	2
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2012
Census Tract	831500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 BORGESS AVE, MONROE, MI 48162-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2022 · Amount on Record
Deed Sale	Dec 21, 2022 · Amount on Record
Deed Document Number	202223650
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Dec 21, 2022
Property Address	422 BORGESS AVE, MONROE, MI 48162-2709
Document Number	0000023650
Map Reference	LB 3 PG 26
Instrument Date	Dec 16, 2022
Instrument	2022R23650
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 BORGESS AVE, MONROE, MI 48162-2709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 BORGESS AVE, MONROE, MI 48162-2709

Mortgage

Document Number	0000023651
Date	Dec 21, 2022
Instrument	2022R23651

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	422 BORGESS AVE, MONROE, MI 48162-2709
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 BORGESS AVE, MONROE, MI 48162-2709

Mortgage

Document Number	0000021808
Date	Nov 14, 2022
Instrument	2022R21808

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,800 (+45.84%) Land $123,800	$247,600 (+45.84%) Land $247,600
2025	$4,615.00 (+57.62%) Homeowner's exemption
2023	$2,928.00 Homeowner's exemption	$84,890	$169,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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