415 Banksia Dr, Frederick, MD 21701 Property Records

Frederick County property record for 415 Banksia Dr, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,073 sqft · built 1963
Lot Size0.187 acres (8,148 sqft)
Owner2 Individual Names on File
Last Sale$189,000 (Jan 2019)
Tax Bill$5,365 (2025)
Deeds & MortgagesJan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-084643

Property Details

APN / Parcel Number

Primary APN02-084643
Alternative APNs
  • 2084643
  • 084643

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,073 sqft Living Area
Gross Area1,450 sqft
1st Floor Area1,073 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area8,148 sqft (0.187 acres)
Lot Dimensions97 ft deep x 84 ft wide
Garage TypeAttached
Garage Area377 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number084643
Street Address415 BANKSIA DR
CityFREDERICK
StateMD
Zip21701-6367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionL 15 BK K 84X97 415 BANKSIA DR. FREDERICK
Legal SubdivisionFREDERICK
Legal BlockK
Legal Lot Number15
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1008
Census Tract765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

415 Banksia Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address415 BANKSIA DR, FREDERICK, MD 21701-6367
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2019 · Amount on File
Deed SaleJan 28, 2019 · Amount on File
Prior SaleJan 27, 1995 · Amount on File
Deed Book / Page12814 / 26
Record UpdatedOct 29, 2026

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 28, 2019
Property Address415 BANKSIA DR, FREDERICK, MD 21701-6367
Document Number0128140026
Book / Page12814 / 0026
Map ReferenceMB 3 FO 196
Instrument DateSep 28, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyIN HOUSE TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$472.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 BANKSIA DR, FREDERICK, MD 21701-6367

Mortgage

Document Number0001281435
DateJan 28, 2019
Instrument12814/35
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueOct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 415 Banksia Dr was $5,365.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$303,000$330,800 Land $165,700 Building $165,100
2025$5,365.00
2023$4,152.00$226,100$289,100 Land $137,500 Building $151,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Banksia Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 415 Banksia Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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