412 Academy St, Prospect, NY 13435 Property Records

Oneida County and Trenton Town property record for 412 Academy St, Prospect, NY 13435

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,613 sqft · built 1890
Lot Size0.3 acres (13,091 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Jul 2000)
Tax Bill$3,260 (2026)
Flood ZoneZone X (minimal risk)
APN305889 178.006-1-35

Property Details

APN / Parcel Number

Primary APN305889 178.006-1-35
Alternative APNs
  • 30580317800600010350000000
  • 011990

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,613 sqft Living Area
1st Floor Area1,016 sqft
2nd Floor Area240 sqft
Upper Floors Area357 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialWood
Lot Area13,091 sqft (0.3 acres)
Lot Dimensions159 ft deep x 82.3 ft wide
Garage TypeAttached
Garage Area210 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area506 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number011990
Street Address412 ACADEMY ST
CityPROSPECT
StateNY
Zip13435-3502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number35.000
JurisdictionONEIDA NY
Township / Civil DivisionTRENTON
Census Block Group1
Census Block1036
Census Tract24000

Owner

412 Academy St is owned and occupied by two individuals who acquired it in November 2006.

Source: Oneida County and Trenton Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 143, PROSPECT, NY 13435-0143
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2000 · Amount on File
Deed SaleJul 19, 2000 · Amount on File
Prior SaleMay 3, 1999 · Amount on File
Deed Book / Page2927 / 4
Last Transfer DateNov 4, 2006
Transfer Doc2006026899
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 412 Academy St was $3,260 with a homeowner's exemption, up 1.5% from the year before.

Source: Oneida County and Trenton Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionTrenton Town
Unified School DistrictHolland Patent Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,260.00 (+1.46%) Homeowner's exemption
2025$3,213.00$62,500 Land $5,700 Building $56,800$152,439 Land $13,902 Building $138,537
2023$62,500 (-) Land $5,700 Building $56,800$135,870 (+15.22%) Land $12,391 Building $123,479
2022$1,118.00 Homeowner's exemption$62,500 Land $5,700 Building $56,800$117,925 Land $10,755 Building $107,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Academy St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1999–2019)
Claims Outside the SFHA2 of 5
Most Recent ClaimNov 2019 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Academy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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