4145 Paynes Mill Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 4145 Paynes Mill Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1994
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jul 2019)
Tax Bill	$2,532 (2025)
Deeds & Mortgages	Feb 2023 Transfer Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91 22 19`

Property Details

APN / Parcel Number

Primary APN	`91 22 19`
Alternative APNs	`23127` `21803`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	70,132 sqft (1.61 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Patio
Porch Area	480 sqft
Deck Area	180 sqft
Gazebo	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21803
Street Address	4145 PAYNES MILL RD
City	BUMPASS
State	VA
Zip	23024-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	PAYNE'S MILL PB 8/666 SEC B LOT 19 DB 1622/899 1.614 AC
Legal Subdivision	PAYNE'S MILL
Legal Lot Number	19
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4005
Census Tract	950500

Owner

Source: Louisa County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	788 JACKSON RD, BUMPASS, VA 23024-3311
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Transfer on Death Deed, Transfer
Jul 22, 2019	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	20196119
Deed Book / Page	1622 / 899
Last Transfer Date	Feb 17, 2023
Transfer Doc	001885/921
Record Updated	Sep 20, 2026

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LOUISA VA
Recording Date	Feb 22, 2023
Property Address	4145 PAYNES MILL RD, BUMPASS, VA 23024-3219
Document Number	001885/921
Book / Page	1885 / 921
Map Reference	PG 666
Instrument Date	Feb 17, 2023
Instrument	202300001379
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 JACKSON RD, BUMPASS, VA 23024-3311

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 22, 2019
Property Address	4145 PAYNES MILL RD, BUMPASS, VA 23024-3219
Document Number	0000006119
Book / Page	001622 / 000899
Instrument Date	Jul 1, 2019
Instrument	6119
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 PAYNES MILL RD BUMPASS VA 230243219, BUMPASS, VA 23024-3219

Mortgage

Document Number	6120
Date	Jul 22, 2019
Book Page	001622/000903
Instrument	6120

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,842 (+3.42%) Land $53,800 Building $310,042	$363,842 (+3.42%) Land $53,800 Building $310,042
2025	$2,532.00 (+9.23%)	$351,800 (+18.57%) Land $43,400 Building $308,400	$351,800 (+18.57%) Land $43,400 Building $308,400
2024	$2,318.00 (+131.57%)
2023		$296,700 Land $34,300 Building $262,400
2022	$1,001.00		$296,700 Land $34,300 Building $262,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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