4132 Paynes Mill Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 4132 Paynes Mill Rd, Bumpass, VA 23024

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,976 sqft · built 1998
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Dec 2025)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	Dec 2025 Sale Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`91 25 3`

Property Details

APN / Parcel Number

Primary APN	`91 25 3`
Alternative APNs	`23554` `22207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,976 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	730 sqft
Shed	1 Shed
Shed Area	144 sqft
Pole Barn	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	22207
Street Address	4132 PAYNES MILL RD
City	BUMPASS
State	VA
Zip	23024-3219
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A2
Legal Description	SALEM CHURCH LOT 3 DB 2055/315 1.500 AC
Legal Lot Number	3
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4013
Census Tract	950500

Owner

4132 Paynes Mill Rd, a mobile home, is owned and occupied by two individuals who bought it in December 2025.

Source: Louisa County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4132 PAYNES MILL RD, BUMPASS, VA 23024-3219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed, Transfer ADORA TITLE LLC, AURORA TITLE LLC
Oct 1, 2025	Deed, Transfer HERITAGE TITLE AND APPRAISAL SERVICES, HERITAGE TITLE & STLMT SVCS
Apr 26, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jul 20, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Oct 1, 2025 · Amount on File
Deed Document Number	202511845
Deed Book / Page	2055 / 315
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Dec 22, 2025
Property Address	4132 PAYNES MILL RD, BUMPASS, VA 23024-3219
Document Number	002055/315
Book / Page	2055 / 315
Map Reference	MB 8 PG 544
Instrument Date	Dec 18, 2025
Instrument	202500011845
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ADORA TITLE LLC, AURORA TITLE LLC

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4132 PAYNES MILL RD, BUMPASS, VA 23024-3219

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Oct 1, 2025
Property Address	4132 PAYNES MILL RD, BUMPASS, VA 23024-3219
Document Number	002038/890
Book / Page	2038 / 890
Map Reference	MB 8 PG 544
Instrument Date	Sep 29, 2025
Instrument	202500008968
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	HERITAGE TITLE AND APPRAISAL SERVICES, HERITAGE TITLE & STLMT SVCS

Transaction

Amount	Amount on Record
Tax	$133.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10474 GEORGETOWN DR, SPOTSYLVANIA, VA 22553-1748
Investor	Possibly a Property Investor

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	4132 PAYNES MILL RD, BUMPASS, VA 23024-3219
Transaction Type	Mortgage
Record Updated	May 21, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4132 PAYNES MILL RD, BUMPASS, VA 23024-3219

Mortgage

Document Number	001952/183
Date	Apr 26, 2024
Book Page	1952/183
Instrument	202400003639

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	272 Months
Due	Dec 1, 2046

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	4132 PAYNES MILL RD, BUMPASS, VA 23024-3219
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001908/892
Date	Jul 20, 2023
Book Page	1908/892
Instrument	202300006362

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	281 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 4132 Paynes Mill Rd was $2,124, up 10.7% from the year before.

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,332 (+6.86%) Land $47,800 Building $267,532	$315,332 (+6.86%) Land $47,800 Building $267,532
2025	$2,124.00 (+10.68%)	$295,100 Land $39,700 Building $255,400	$295,100 Land $39,700 Building $255,400
2024	$1,919.00
2023		$241,300 Land $31,300 Building $210,000
2022	$863.00		$241,300 Land $31,300 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4132 Paynes Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4132 Paynes Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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