4111 Paynes Mill Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 4111 Paynes Mill Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 1996
Lot Size	1.59 acres (69,260 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Jul 2022)
Tax Bill	$2,113 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91 22 20`

Property Details

APN / Parcel Number

Primary APN	`91 22 20`
Alternative APNs	`23128` `21804`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	69,260 sqft (1.59 acres)
Porch	Slab
Porch Area	144 sqft
Deck Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21804
Street Address	4111 PAYNES MILL RD
City	BUMPASS
State	VA
Zip	23024-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	PAYNE'S MILL PB 8/666 LOT 20 SEC B DB 1856/624 1.586 AC
Legal Subdivision	PAYNE'S MILL
Legal Lot Number	20
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4005
Census Tract	950500

Owner

Source: Louisa County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4111 PAYNES MILL RD, BUMPASS, VA 23024-3219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Dec 24, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage EMORTGAGE FUNDING LLC
Jul 25, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Jul 10, 2013 · Amount on Record
Deed Document Number	20227686
Deed Book / Page	1856 / 624
Last Transfer Date	Dec 6, 2025
Transfer Doc	002055/794
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	4111 PAYNES MILL RD, BUMPASS, VA 23024-3219
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	VANQUISH LAND TITLE, VANQUISH LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4111 PAYNES MILL RD, BUMPASS, VA 23024-3219

Mortgage

Document Number	001969/244
Date	Aug 8, 2024
Book Page	1969/244
Instrument	202400006913

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2054

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUISA VA
Recording Date	Dec 24, 2025
Property Address	4111 PAYNES MILL RD, BUMPASS, VA 23024-3219
Document Number	002055/794
Book / Page	2055 / 794
Map Reference	MB 8 PG 666
Instrument Date	Dec 6, 2025
Instrument	202500011915
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4111 PAYNES MILL RD, BUMPASS, VA 23024-3219

Mortgage

Document Number	0002055798
Date	Dec 24, 2025
Instrument	2055/798

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 25, 2022
Property Address	4111 PAYNES MILL RD, BUMPASS, VA 23024-3219
Document Number	001856/624
Book / Page	1856 / 624
Map Reference	MB 8 PG 666
Instrument Date	Jul 11, 2022
Instrument	202200007686
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	BOSTON NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4111 PAYNES MILL RD, 4111, BUMPASS, VA 23024-3219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4111 PAYNES MILL RD, BUMPASS, VA 23024-3219

Mortgage

Document Number	0001856629
Date	Jul 25, 2022
Instrument	1856/629

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,720 (+4.13%) Land $53,700 Building $252,020	$305,720 (+4.13%) Land $53,700 Building $252,020
2025	$2,113.00 (+8.69%)	$293,600 (+18.39%) Land $43,200 Building $250,400	$293,600 (+18.39%) Land $43,200 Building $250,400
2024	$1,944.00 (+115.52%)
2023		$248,000 Land $34,100 Building $213,900
2022	$902.00		$248,000 Land $34,100 Building $213,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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