4120 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4120 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 1995
Square Footage	2,893 sqft Heated Area
Lot Size	211,702 sqft (4.86 acres)
Occupancy	Owner Occupied
Last Sale	$280,000 (2015)
Tax Bill	$6,518.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`99466`
Alternative APN	`062731495000010390`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	2,893 sqft Heated Area
Gross Area	7,067 sqft Gross Area
1st Floor	2,087 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1995
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	211,702 sqft (4.86 acres)
Parking Spaces	11 Parking Spaces
Garage Type	Detached - Finished Garage
Garage Area	504 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	253 sqft Shed
Patio Area	400 sqft Patio
Porch	1 Porch
Porch Area	730 sqft Porch
Pole Structure	320 sqft Pole Structure

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	99466
Street Address	4120 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-7314
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 32 LOT 39
Legal Range	31E
Legal Township	27S
Legal Section	06
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	39
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1009
Census Tract	43205

Owner

Source: Osceola County records · APN 99466

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4120 PACKARD AVE, SAINT CLOUD, FL 34772-7314
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2015 · Amount on Record
Deed Sale	Mar 10, 2015 · Amount on Record
Deed Doc Number	0047461664
Deed Book / Page	4746 / 1664
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,518.00 (-11.91%) Homeowner's exemption	$408,432 (-15.08%)	$729,500 (+2.53%) Land $218,700 Building $510,800
2023	$7,399.00 (+38.12%) Homeowner's exemption	$480,988 (+25.84%)	$711,500 (+28.48%) Land $155,500 Building $556,000
2022	$5,357.00 Homeowner's exemption	$382,222	$553,800 Land $155,500 Building $398,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 309 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.